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25 Tower St, Westerly, RI 02891 Property Records

Westerly Town property record for 25 Tower St, Westerly, RI 02891 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1940
Square Footage992 sqft Living Area
Lot Size8,178 sqft (0.188 acres)
Last Sale$215,000 (2018)
Tax Bill$2,024.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:67 B:258
Alternative APNs
  • M:067 B:258 L
  • 2275275

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area992 sqft Living Area
Gross Area1,417 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,178 sqft (0.188 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number2275275
Street Address25 TOWER ST
CityWESTERLY
StateRI
Zip02891-1941
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block258
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2035
Census Tract50901

Owner

Source: Westerly Town records · APN WEST M:67 B:258

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 TOWER ST, WESTERLY, RI 02891-1941
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
RHODE ISLAND HSNG & MTG FIN
Jul 03, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST HM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Prior SaleAug 31, 1990 · Amount on Record
Deed Doc Number20182791
Record RefreshedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address23 TOWER ST, WESTERLY, RI 02891
Document Number2018-1235
Instrument DateJul 03, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 TOWER ST WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2018-1235
DateJul 03, 2018
Book Page002018/011235
Instrument2793
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 02, 2033

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 03, 2018
Property Address23 TOWER ST, WESTERLY, RI 02891
Document Number2018-1223
Book / Page002018 / 011223
Instrument DateJul 03, 2018
Instrument2791
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 TOWER ST WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2018-1225
DateJul 03, 2018
Book Page002018/011225
Instrument2792
Lender
NameFIRST HM MTG
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2048

Mortgage

Document Number2018-1235,
DateJul 03, 2018
Book Page002018/011235
Instrument2793
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
AmountAmount Recorded
Term180 Months
DueJul 02, 2033

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,024.00 (+3.69%)$260,200 (+35.45%) Land $130,300 Building $129,900
2023$1,952.00 (+0.62%)$192,100 (-) Land $93,200 Building $98,900
2022$1,940.00$192,100 Land $93,200 Building $98,900

Flood & Wildfire

25 Tower St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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