25 Thomas Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 25 Thomas Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,748 sqft · built 1958
Lot Size	0.265 acres (11,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2022)
Tax Bill	$9,166 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00471-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`08-00471-0000-00031`

Interior

Stories	2 Stories
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	11,522 sqft (0.265 acres)
Lot Dimensions	144 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25 THOMAS RD
City	SOMERSET
State	NJ
Zip	08873-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	SOMERSET HILLS SEC 03
Legal Block	471
Legal Lot Number	31
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2035
Census Tract	53501

Owner

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 THOMAS RD, SOMERSET, NJ 08873-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Sep 19, 2017	Deed, Transfer · Conventional Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	202228069
Deed Book / Page	7452 / 2580
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 22, 2022
Property Address	25 THOMAS RD, SOMERSET, NJ 08873-1051
Document Number	0000028069
Book / Page	7452 / 2580
Instrument Date	Jun 3, 2022
Instrument	2022028069
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1637 DONAHUE RD, 1637, BOUND BROOK, NJ 08805-1257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 THOMAS RD, SOMERSET, NJ 08873-1051

Mortgage

Document Number	0000028070
Date	Jun 22, 2022
Instrument	2022028070

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 19, 2017
Property Address	25 THOMAS RD, SOMERSET, NJ 08873-1051
Document Number	0000037730
Book / Page	6990 / 2927
Instrument Date	Aug 1, 2017
Instrument	2017037730
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,089.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 DANNY CT, 9, NORTH BRUNSWICK, NJ 08902-1828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 THOMAS RD, SOMERSET, NJ 08873-1051

Mortgage

Document Number	0000037731
Date	Sep 19, 2017
Instrument	2017037731

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,100 (+9.49%) Land $372,600 Building $204,500	$577,100 (+9.49%) Land $372,600 Building $204,500
2025	$9,166.00 (+9.02%)	$527,100 (+23.7%) Land $322,600 Building $204,500	$527,100 (+23.7%) Land $322,600 Building $204,500
2024	$8,408.00 (+6.86%)
2023		$426,100 Land $291,300 Building $134,800	$426,100 Land $291,300 Building $134,800
2022	$7,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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