25 Swan St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 25 Swan St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,496 sqft · built 1920
Lot Size	0.081 acres (3,528 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Aug 2023)
Tax Bill	$5,345 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.42-5-11`

Property Details

APN / Parcel Number

Primary APN	`421500 49.42-5-11`
Alternative APN	`150004904200050110000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,496 sqft Total Area
1st Floor Area	1,248 sqft
2nd Floor Area	1,248 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,528 sqft (0.081 acres)
Lot Dimensions	98 ft deep x 36 ft wide
Porch	Slab
Porch Area	672 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 SWAN ST
City	SCHENECTADY
State	NY
Zip	12307-1113
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	5
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3000
Census Tract	20800

Owner

25 Swan St, a duplex, is owned and occupied by two individuals who bought it in August 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 SWAN ST, SCHENECTADY, NY 12307-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	Jan 3, 2003 · Amount on File
Deed Document Number	202343788
Deed Book / Page	2112 / 987
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 2, 2023
Property Address	25 SWAN ST, SCHENECTADY, NY 12307-1113
Document Number	0000043788
Book / Page	2112 / 987
Map Reference	MB 18 PG 506
Instrument Date	Jun 30, 2023
Instrument	202343788
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 SWAN ST, SCHENECTADY, NY 12307-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 MAPLEWOOD AVE, SCHENECTADY, NY 12303-1221

Mortgage

Document Number	0000043789
Date	Aug 2, 2023
Instrument	202343789

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 25 Swan St was $5,345, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,345.00 (+3.69%)
2025	$5,155.00	$82,800 Land $12,400 Building $70,400	$137,109 Land $20,533 Building $116,576
2023		$82,800 (-) Land $12,400 Building $70,400	$104,810 (+3.8%) Land $15,696 Building $89,114
2022		$82,800 Land $12,400 Building $70,400	$100,976 Land $15,122 Building $85,854
2021	$4,760.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Swan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Swan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880