25 Sunset Rd, Unit 12, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 25 Sunset Rd, Unit 12, Old Saybrook, CT 06475

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,565 sqft · built 1984
Owner	Individual Name on File
Last Sale	$825,000 (Sep 2025)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`382400`

Property Details

APN / Parcel Number

Primary APN	`382400`
Alternative APN	`OSAY M:028 B:064 L:C12`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	20 Units
Stories	2 Stories
Building Area	1,565 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	745 sqft
Basement Area	525 sqft
Finished Basement	525 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	382400
Street Address	25 SUNSET RD, 12
City	OLD SAYBROOK
State	CT
Zip	06475-2067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	OYSTER RVR LNDG
Legal Block	64
Legal Lot Number	C12
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2012
Census Tract	670200

Owner

25 Sunset Rd, Unit 12 is owned by an individual who bought it in September 2025.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1802 MIDDLETOWN AVE, NORTHFORD, CT 06472-1143
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 19, 2025	Warranty Deed, Transfer
Feb 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Feb 16, 2021 · Amount on File
Deed Book / Page	701 / 527
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	25 SUNSET RD UNIT 12, 12, OLD SAYBROOK, CT 06475-2067
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000664-162
Date	May 18, 2021
Book Page	664/162

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Sep 1, 2025
Index	LIBOR

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	25 SUNSET RD UNIT 12, 12, OLD SAYBROOK, CT 06475-2067
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000668-16
Date	Aug 31, 2021
Book Page	668/16

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 19, 2025
Property Address	25 SUNSET RD UNIT 12, 12, OLD SAYBROOK, CT 06475-2067
Document Number	000701-527
Book / Page	701 / 527
Instrument Date	Sep 18, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 MIDDLETOWN AVE, NORTHFORD, CT 06472-1143

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Feb 16, 2021
Property Address	25 SUNSET RD UNIT 12, 12, OLD SAYBROOK, CT 06475-2067
Document Number	660-72
Book / Page	660 / 72
Instrument Date	Feb 10, 2021
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 25 Sunset Rd, Unit 12 was $5,907.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,907.00	$381,100 Building $381,100	$266,770 Building $266,770
2024	$5,907.00 (+2.04%)
2023	$5,789.00 (+1.83%)	$283,100 (-) Building $283,100
2022	$5,685.00	$283,100 Building $283,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Sunset Rd, Unit 12 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Sunset Rd, Unit 12 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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