25 Sunset Dr, Swannanoa, NC 28778 Property Records

Buncombe County property record for 25 Sunset Dr, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1970
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2023)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9689-26-6813-00000`

Property Details

APN / Parcel Number

Primary APN	`9689-26-6813-00000`
Alternative APN	`968910265748000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,248 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Carport
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	300 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	968910265748000
Street Address	25 SUNSET DR
City	SWANNANOA
State	NC
Zip	28778-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2023-04-10 DEE
Legal Description	DEED DATE: 2023-04-10 DEED: 6309-1585 SUBDIV: BEE TREE FOREST BLOCK: A LOT: 6 SECTION: 3 PLAT: 0036-0007
Legal Subdivision	BEE TREE FOREST
Legal Block	A
Legal Lot Number	6
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4002
Census Tract	3002

Owner

25 Sunset Dr is owned and occupied by an individual who bought it in April 2023.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	25 SUNSET DR, SWANNANOA, NC 28778-2141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Deed Document Number	0063091585
Deed Book / Page	6309 / 1585
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 10, 2023
Property Address	25 SUNSET DR, SWANNANOA, NC 28778-2141
Document Number	0063091585
Book / Page	6309 / 1585
Map Reference	MB 36 PG 7
Instrument Date	Apr 4, 2023
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 AUTUMN LN, BLACK MOUNTAIN, NC 28711-6612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SUNSET DR, SWANNANOA, NC 28778-2141

Mortgage

Document Number	0063091588
Date	Apr 10, 2023
Instrument	6309/1588

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jan 5, 2028
Change Frequency	5 Years
Min Rate At Change	7.4%
Max Rate At Change	3.75%
Index	Other
Max Rate	11.4%

Tax Assessment & Valuation

The 2025 property tax bill for 25 Sunset Dr was $1,777.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00	$255,200
2023	$1,628.00	$255,200	$255,200 Land $58,500 Building $196,700
2021			$255,200 Land $58,500 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Sunset Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20