25 Summit Ave, Albany, NY 12209 Property Records

Albany County and Albany City property record for 25 Summit Ave, Albany, NY 12209

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,748 sqft · built 1914
Lot Size0.077 acres (3,360 sqft)
Owner2 Individual Names on File
Last Sale$147,400 (Feb 2017)
Tax Bill$5,897 (2026)
Deeds & MortgagesOct 2019 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010100 76.53-1-31

Property Details

APN / Parcel Number

Primary APN010100 76.53-1-31
Alternative APNs
  • 010007605300010310000000
  • 07605300010310000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,748 sqft Living Area
1st Floor Area884 sqft
2nd Floor Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,360 sqft (0.077 acres)
Lot Dimensions112 ft deep x 30 ft wide
PorchSlab
Porch Area444 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07605300010310000000
Street Address25 SUMMIT AVE
CityALBANY
StateNY
Zip12209-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal Description2 1/2 WOOD 0403914
Legal SubdivisionPARK SUMMIT ESTATES
Legal Block1
Legal Lot Number31.000
JurisdictionALBANY NY
Township / Civil DivisionALBANY
Census Block Group1
Census Block1002
Census Tract2000

Owner

25 Summit Ave is owned and occupied by two individuals who acquired it in November 2018.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address25 SUMMIT AVE, LATHAM, NY 12110-4115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Feb 22, 2017Warranty Deed, Transfer · FHA Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2017 · Amount on File
Deed SaleFeb 22, 2017 · Amount on File
Prior SaleMay 30, 2014 · Amount on File
Deed Document Number20174534
Last Transfer DateNov 13, 2018
Transfer Doc0000025739
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address25 SUMMIT AVE, ALBANY, NY 12209-1621
Document Number0000024367
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUMMIT AVE ALBANY NY 122091621, ALBANY, NY 12209-1621

Mortgage

Document Number0000024367
DateNov 14, 2019
Instrument24367
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 13, 2039

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateFeb 22, 2017
Property Address25 SUMMIT AVE, ALBANY, NY 12209-1621
Document Number0000004534
Instrument DateFeb 9, 2017
InstrumentR2017-04534
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 SUMMIT AVE, 25, ALBANY, NY 12209-1621

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 WEIS RD # C, C, ALBANY, NY 12208-1946
InvestorPossibly a Property Investor

Mortgage

Document Number0000004535
DateFeb 22, 2017
InstrumentR2017-04535
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 25 Summit Ave was $5,897.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityAlbany City
Unified School DistrictAlbany City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,897.00
2025$224,000 Land $45,800 Building $178,200$233,333 Land $47,708 Building $185,625
2023$123,000 (-) Land $25,000 Building $98,000$173,655 (+12.55%) Land $35,296 Building $138,359
2022$123,000 Land $25,000 Building $98,000$154,290 Land $31,360 Building $122,930
2021$4,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Summit Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (2018–2026)
Claims Outside the SFHA10 of 10
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY CITY
serves 98,000 people · EPA ID NY0100189
Water SourceSurface water
Last State InspectionDec 2025
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: T-Mobile.

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