25 Stephenson Rd, Covington, GA 30016 Property Records

Newton County property record for 25 Stephenson Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,774 sqft · built 1998
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$151,700 (Apr 2008)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00660-00000-125-000`

Property Details

APN / Parcel Number

Primary APN	`00660-00000-125-000`
Alternative APNs	`0066 125` `25679`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,774 sqft Heated Area
1st Floor Area	1,436 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,556 sqft (2.01 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	259 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	25679
Street Address	25 STEPHENSON RD
City	COVINGTON
State	GA
Zip	30016-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.01AC LT 2B RIVER SHOALS
Legal Subdivision	RIVER SHOALS
Legal Lot Number	2B
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2047
Census Tract	100600

Owner

Source: Newton County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Nov 14, 2025	Deed of Trust, Mortgage SPRING EQUITY
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2008 · Amount on Record
Deed Sale	Apr 4, 2008 · Amount on Record
Prior Sale	Dec 19, 2006 · Amount on Record
Deed Book / Page	2589 / 413
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Apr 29, 2026
Property Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205
Document Number	0048260000000375
Book / Page	4826 / 375
Instrument Date	Apr 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205
Investor	Possibly a Property Investor

Mortgage

Document Number	4826000375,
Date	Apr 29, 2026
Book Page	4826/375

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205

Mortgage

Document Number	0047790000000524
Date	Nov 14, 2025
Book Page	0000004779/0000000524

Lender

Name	SPRING EQUITY

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205
Investor	Possibly a Property Investor

Mortgage

Document Number	0043440000000465
Date	Feb 16, 2022
Book Page	0000004344/0000000465
Instrument	002912

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	25 STEPHENSON RD, COVINGTON, GA 30016-5205
Document Number	0036840592
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 STEPHENSON RD COVINGTON GA 300165205, COVINGTON, GA 30016-5205

Mortgage

Document Number	0036840592
Date	Apr 4, 2018
Book Page	003684/000592
Instrument	4097

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2038

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,673.00 (-1.79%) Homeowner's exemption	$151,480 (-0.03%) Land $19,600 Building $131,880	$378,700 (-0.03%) Land $49,000 Building $329,700
2024	$3,740.00 (+4.03%) Homeowner's exemption	$151,520 (+10.92%) Land $19,600 Building $131,920	$378,800 (+10.92%) Land $49,000 Building $329,800
2023		$136,600 Land $15,200 Building $121,400	$341,500 Land $38,000 Building $303,500
2022	$3,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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