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25 Stephen St, Manchester, CT 06040 Property Records

Manchester Town property record for 25 Stephen St, Manchester, CT 06040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,689 sqft · built 1937
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Jul 2019)
Tax Bill$6,200 (2025)
Deeds & MortgagesFeb 2022 Refinance
Jul 2019 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN524000025

Property Details

APN / Parcel Number

Primary APN524000025
Alternative APNs
  • MANC M:108 B:5240 L:25
  • MCHS M:108 B:5240 L:25

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,689 sqft Living Area
Gross Area3,177 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number524000025
Street Address25 STEPHEN ST
CityMANCHESTER
StateCT
Zip06040-4430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block5240
Legal Lot Number25
JurisdictionMANCHESTER CT
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2019
Census Tract514900

Owner

25 Stephen St is owned and occupied by two individuals who acquired it in February 2022.

Source: Manchester Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
GUARANTEED RATE INC
Jul 3, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE
May 29, 2018Quit Claim Deed, Transfer
Quitclaim
May 29, 2018Quit Claim Deed, Transfer
Quitclaim
May 29, 2018Quit Claim Deed, Transfer
Quitclaim
May 29, 2018Quit Claim Deed, Transfer
Quitclaim
May 29, 2018Quit Claim Deed, Transfer
Quitclaim
May 29, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2019 · Amount on File
Deed SaleJul 3, 2019 · Amount on File
Prior SaleOct 29, 2010 · Amount on File
Deed Document Number20196401230002
Deed Book / Page4593 / 1260
Last Transfer DateFeb 10, 2022
Record UpdatedOct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER CT
Recording DateFeb 15, 2022
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number004681-672
Book / Page4681 / 672
Instrument DateFeb 10, 2022
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number6650980015
DateFeb 15, 2022
Instrument6650980015
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANCHESTER CT
Recording DateJul 3, 2019
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number4593-1260
Book / Page004593 / 001260
Instrument DateJun 14, 2019
Instrument1230002
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyUNKNOWN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 STEPHEN ST MANCHESTER CT 060404430, MANCHESTER, CT 06040-4430

Mortgage

Document Number4593-1262
DateJul 3, 2019
Book Page004593/001262
Instrument1240014
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 2, 2049

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER CT
Recording DateMay 29, 2018
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number4527-102
Book / Page004527 / 000102
Instrument DateMar 14, 2018
Instrument160003
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER CT
Recording DateMay 29, 2018
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number4527-96
Book / Page004527 / 000096
Instrument DateMar 9, 2018
Instrument140003
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER CT
Recording DateMay 29, 2018
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number4527-86
Book / Page004527 / 000086
Instrument DateMar 5, 2018
Instrument100003
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER CT
Recording DateMay 29, 2018
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number4527-93
Book / Page004527 / 000093
Instrument DateMar 1, 2018
Instrument130003
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER CT
Recording DateMay 29, 2018
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number4527-99
Book / Page004527 / 000099
Instrument DateFeb 28, 2018
Instrument150003
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER CT
Recording DateMay 29, 2018
Property Address25 STEPHEN ST, MANCHESTER, CT 06040-4430
Document Number4527-83
Book / Page004527 / 000083
Instrument DateFeb 16, 2018
Instrument90003
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 25 Stephen St was $6,200.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionManchester Town
Unified School DistrictManchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,200.00$155,700 Land $38,500 Building $117,200$108,990 Land $26,950 Building $82,040
2024$6,200.00 (+8.3%)
2023$5,725.00 (+2.99%)$153,900 (-) Land $38,500 Building $115,400
2022$5,559.00$153,900 Land $38,500 Building $115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Stephen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Stephen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER WATER DEPARTMENT
serves 51,198 people · EPA ID CT0770021
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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