Erie County and Lancaster Town property record for 25 Spruceland Ter, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,766 sqft · built 1990 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,900 (Jun 2016) |
| Tax Bill | $9,567 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.11-2-11 |
| Primary APN | 145289 126.11-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,766 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| 2nd Floor Area | 1,362 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 25 SPRUCELAND TER |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2542 SL 11 |
| Legal Subdivision | PINETREE FARM SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SJP FCU |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST JOSEPHS BUFFALO FEDERAL CREDIT UNION |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ST JOSEPHS BUFFALO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on Record |
| Deed Sale | Jun 20, 2016 · Amount on Record |
| Deed Document Number | 20162016126164 |
| Deed Book / Page | 11297 / 6258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 25 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Document Number | 0141723344 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 14172/3344 |
| Instrument | 2025158108 |
| Name | SJP FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 25 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 25 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Document Number | 0140129464 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 14012/9464 |
| Instrument | 2021173596 |
| Name | ST JOSEPHS BUFFALO FEDERAL CREDIT UNION |
|---|---|
| Address | BUFFALO, NY 14223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 25, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 25 SPRUCELAND TER, LANCASTER, NY 14086-3419 |
| Document Number | 0138615395 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 25 SPRUCELAND TER LANCASTER NY 140863419, LANCASTER, NY 14086-3419 |
| Document Number | 0138615395 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 013861/005395 |
| Name | ST JOSEPHS BUFFALO FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 4, 2038 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,567.00 (+115.57%) | ||
| 2025 | $4,438.00 (-51.8%) | $338,000 (-) Land $70,000 Building $268,000 | $528,125 (+12.51%) Land $109,375 Building $418,750 |
| 2024 | $9,208.00 | $338,000 (-) Land $70,000 Building $268,000 | $469,400 (+4.15%) Land $97,213 Building $372,187 |
| 2023 | $338,000 Land $70,000 Building $268,000 | $450,700 Land $93,340 Building $357,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures