25 Spithead Rd, Waterford, CT 06385 Property Records

Waterford Town property record for 25 Spithead Rd, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,782 sqft · built 1950
Lot Size	2.45 acres (106,722 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Jun 2025)
Tax Bill	$6,508 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WATE M:144 L:7794`

Property Details

APN / Parcel Number

Primary APN	`WATE M:144 L:7794`
Alternative APNs	`WFRD M:144 L:7794` `0728100` `728100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	3,822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Shingle
Lot Area	106,722 sqft (2.45 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	728100
Street Address	25 SPITHEAD RD
City	WATERFORD
State	CT
Zip	06385-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	7794
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3003
Census Tract	693300

Owner

25 Spithead Rd is owned by a company that bought it in June 2025.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	23 SPITHEAD RD, WATERFORD, CT 06385-1916
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Balloon Mortgage NATIONSTAR MORTGAGE LLC
Jun 25, 2025	Warranty Deed, Transfer
Feb 16, 2017	Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LAWRENCE MEMORIAL HOSPITAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Dec 22, 2008 · Amount on File
Deed Document Number	2025178204
Deed Book / Page	1879 / 779
Transfer Doc	0001039-20
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	25 SPITHEAD RD, WATERFORD, CT 06385-1916
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001713-191
Date	May 12, 2021
Book Page	1713/191
Instrument	160322

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Jun 25, 2025
Property Address	25 SPITHEAD RD, WATERFORD, CT 06385-1916
Document Number	001879-779
Book / Page	1879 / 779
Instrument Date	Jun 20, 2025
Instrument	178204
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SPITHEAD RD, WATERFORD, CT 06385-1916

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	25 SPITHEAD RD, WATERFORD, CT 06385-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1497-112
Date	Feb 16, 2017
Book Page	1497/112

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	25 SPITHEAD RD, WATERFORD, CT 06385-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1681-212
Date	Nov 30, 2020
Book Page	1681/212
Instrument	157511

Lender

Name	LAWRENCE MEMORIAL HOSPITAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 25 Spithead Rd was $6,508, up 11.2% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,508.00 (+11.19%)	$265,190 (+5.84%) Land $105,590 Building $159,600	$519,762 (+196.35%)
2025	$5,853.00	$250,550 Land $105,590 Building $144,960	$175,385 Land $73,913 Building $101,472
2024	$5,853.00 (+10.18%)
2023	$5,312.00	$250,550 Land $105,590 Building $144,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Spithead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Spithead Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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