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25 Spinaker Ct, Rincon, GA 31326 Property Records

Effingham County property record for 25 Spinaker Ct, Rincon, GA 31326 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,796 sqft · built 2020
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$204,300 (Sep 2020)
Tax Bill$3,716 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR2560-144-000

Property Details

APN / Parcel Number

Primary APNR2560-144-000
Alternative APNs
  • 00900116INC
  • R2560144
  • 29647

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,796 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage Area400 sqft
PorchOpen Porch
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number29647
Street Address25 SPINAKER CT
CityRINCON
StateGA
Zip31326-9448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.28 AC LOT 144 (OUT R258-11) PLT 28/403
Legal SubdivisionPICKET FENCES
Legal Phase4
Legal Lot Number144
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group1
Census Block1006
Census Tract30306

Owner

Source: Effingham County records · APN R2560-144-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address25 SPINAKER CT, RINCON, GA 31326-9448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
RENASANT BANK
May 08, 2020Warranty Deed, Transfer · Commercial Mortgage
COLONY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Prior SaleMay 08, 2020 · Amount on Record
Deed Document Number0002620579
Deed Book / Page2620 / 579
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateSep 01, 2020
Property Address25 SPINAKER CT, RINCON, GA 31326-9448
Document Number002620/579
Book / Page2620 / 579
Instrument DateSep 01, 2020
Instrument2020-002477
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SPINAKER CT, RINCON, GA 31326-9448

Mortgage

Document Number0000002620/0000000581
DateSep 02, 2020
Book Page0000002620/0000000581
Instrument008998
Lender
NameRENASANT BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateMay 08, 2020
Property Address25 SPINAKER CT, RINCON, GA 31326-9448
Document Number002594/229
Book / Page2594 / 229
Instrument DateMay 08, 2020
Instrument2020-001335
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 THUNDERBIRD DR STE 207, 207, RICHMOND HILL, GA 31324-3894

Mortgage

Document Number0000002594/0000000230
DateMay 22, 2020
Book Page0000002594/0000000230
Instrument004839
Lender
NameCOLONY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2021

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
MunicipalityRincon City
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,716.00 (+11.22%)$135,018 (+3.35%) Land $22,800 Building $112,218$337,546 (+3.35%) Land $57,000 Building $280,546
2024$3,341.00 (+40.26%)$130,645 (+44.38%) Land $22,800 Building $107,845$326,612 (+44.38%) Land $57,000 Building $269,612
2022$2,382.00$90,489 Land $17,600 Building $72,889$226,223 Land $44,000 Building $182,223

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Delta CommunicationsFiber7,000 / 7,000
Uniti GroupFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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