Suffolk County and Smithtown Town property record for 25 Sparton Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jan 2019) |
| Tax Bill | $11,954 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 65.-1-61 |
| Primary APN | 473489 65.-1-61 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 25 SPARTON LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-483101 TC-52 *2762 SEC I LOT 435 MAYFAIR ESTS |
| Legal Subdivision | MAP MAYFAIR ESTATES SECTION I |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 135102 |
Source: Suffolk County and Smithtown Town records · APN 473489 65.-1-61
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 SPARTON LN, COMMACK, NY 11725-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Jan 11, 2019 | Grant Deed, Transfer · Conventional Mortgage BETHPAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Deed Book / Page | 12996 / 356 |
| Prior Transfer Date | Dec 28, 1997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 SPARTON LN, COMMACK, NY 11725-1316 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234660738 |
|---|---|
| Date | Dec 08, 2022 |
| Book Page | 23466/738 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Jan 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 25 SPARTON LN, COMMACK, NY 11725-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232210602 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 23221/602 |
| Instrument | DL048960 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 11, 2019 |
| Property Address | 25 SPARTON LN, COMMACK, NY 11725-1316 |
| Document Number | 0129960356 |
| Book / Page | 012996 / 000356 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 OVAL DR LAKE GROVE NY 11755, LAKE GROVE, NY 11755 |
| Document Number | 229950628 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 022995/000628 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | 971 CORPORATE BLVD, LINTHICUM, MD 21090-2342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,300 (-) Land $300 Building $4,000 | $537,500 (+10,773.96%) Land $37,500 Building $500,000 | |
| 2024 | $11,954.00 | ||
| 2023 | $4,300 Land $300 Building $4,000 | $4,943 Land $345 Building $4,598 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2007 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 420 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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