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25 Smith St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 25 Smith St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,568 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Tax Bill$6,684 (2026)
Deeds & MortgagesApr 2022 Transfer
Aug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNW03500

Property Details

APN / Parcel Number

Primary APNW03500
Alternative APNs
  • LOWE M:121 B:5400 L:25
  • M:000121 T:W03500

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,568 sqft Living Area
Gross Area3,926 sqft
1st Floor Area1,284 sqft
Basement Area1,284 sqft
Unfinished Basement1,284 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberW03500
Street Address25 SMITH ST
CityLOWELL
StateMA
Zip01851-1818
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTMF
Legal Block5400
Legal Lot Number25
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1016
Census Tract311200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address679 CHELMSFORD ST, LOWELL, MA 01851-4702
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Quit Claim Deed, Transfer
Quitclaim
Aug 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2015
Deed SaleNov 10, 2015
Prior SaleJan 30, 2009 · Amount on Record
Deed Document Number201551725
Last Transfer DateApr 22, 2022
Transfer Doc037004-268
Record UpdatedOct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 25, 2022
Property Address25 SMITH ST, LOWELL, MA 01851-1818
Document Number037004-268
Book / Page37004 / 268
Instrument DateApr 22, 2022
Instrument17581
Transaction TypeTransfer
Record UpdatedMay 13, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address679 CHELMSFORD ST, LOWELL, MA 01851-4702

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address25 SMITH ST, LOWELL, MA 01851-1818
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34503-171
DateAug 17, 2020
Book Page34503/171
Instrument38534
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,684.00 (+2.85%)$588,900 (+4.03%) Land $127,700 Building $461,200$624,904
2025$6,499.00 (+10.79%)$566,100 (+14.94%) Land $112,700 Building $453,400
2024$5,866.00 (+4.6%)$492,500 (+9.08%) Land $105,300 Building $387,200
2023$5,608.00$451,500 Land $91,600 Building $359,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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