Lawrence County property record for 25 Smith Ln, Loretto, TN 38469 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 54,014 sqft (1.24 acres) |
| Garage | Finished, 960 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2024) |
| Tax Bill | $1,088.00 (2025) |
Source: Lawrence County records · APN 050133 01617
Assessment roll updated January 23, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 SMITH LN, LORETTO, TN 38469-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jan 08, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2024 · Amount on Record |
| Deed Sale | Jan 08, 2024 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Doc Number | 2024122 |
| Deed Book / Page | 733 / 366 |
| Transfer Doc | 0447000969 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 30, 2026 |
| Property Address | 25 SMITH LN, LORETTO, TN 38469-2551 |
| Document Number | 0000002559 |
| Book / Page | 822 / 757 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20262559 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 25 SMITH LN, LORETTO, TN 38469-2551 |
| Document Number | 0000002559, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 822/757 |
| Instrument | 20262559 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jan 08, 2024 |
| Property Address | 25 SMITH LN, LORETTO, TN 38469-2551 |
| Document Number | 0000733366 |
| Book / Page | 733 / 366 |
| Map Reference | MB 215 PG 53 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 24000122 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 SMITH RD, LAWRENCEBURG, TN 38464-6779 |
| Document Number | 0024000123 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 24000123 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Number | 0000733383 |
|---|---|
| Date | Jan 08, 2024 |
| Book Page | 733/383 |
| Instrument | 24000124 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Oct 25, 2019 |
| Property Address | 25 SMITH LN, LORETTO, TN 38469-2551 |
| Document Number | 0000575877 |
| Book / Page | 575 / 877 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 19005580 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | BELL & ALEXANDER TTL SVCS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 SMITH LN, LORETTO, TN 38469-2551 |
| Document Number | 0019005581 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 19005581 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,088.00 | $54,100 (-) Land $3,250 Building $50,850 | |
| 2023 | $1,088.00 | $54,100 (-) Land $3,250 Building $50,850 | |
| 2022 | $1,088.00 | $54,100 Land $3,250 Building $50,850 | $216,400 Land $13,000 Building $203,400 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 050133 01617 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,344 sqft Living Area |
| 1st Floor | 1,184 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 54,014 sqft (1.24 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 960 sqft Garage |
| Porch Area | 580 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 25 SMITH LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2551 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | LAWRENCE TN |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 960700 |
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