25 Siver St, Sidney, NY 13838 Property Records

Delaware County and Sidney Town property record for 25 Siver St, Sidney, NY 13838

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,302 sqft · built 1965
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (May 2020)
Tax Bill	$3,839 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`125001 138.8-2-6`

Property Details

APN / Parcel Number

Primary APN	`125001 138.8-2-6`
Alternative APNs	`50011380080002006000` `08201554021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	744 sqft
Upper Floors Area	558 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	161 ft deep x 70.3 ft wide
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08201554021
Street Address	25 SIVER ST
City	SIDNEY
State	NY
Zip	13838-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SIDNEY DEV #4 LOT 11
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	DELAWARE NY
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3018
Census Tract	970402

Owner

25 Siver St is owned and occupied by an individual who bought it in May 2020.

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	25 SIVER ST, SIDNEY, NY 13838-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
May 18, 2020	Deed, Transfer · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Jul 9, 2012 · Amount on File
Deed Document Number	20203111
Deed Book / Page	1628 / 68
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Recording Date	Jul 6, 2026
Property Address	25 SIVER ST, SIDNEY, NY 13838-1624
Document Number	0000004037
Book / Page	2576 / 269
Instrument Date	Jun 29, 2026
Instrument	20264037
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SIVER ST, SIDNEY, NY 13838-1624

Mortgage

Document Number	0000004037,
Date	Jul 6, 2026
Book Page	2576/269
Instrument	20264037

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	May 18, 2020
Property Address	25 SIVER ST, SIDNEY, NY 13838-1624
Document Number	0001628/68
Book / Page	1628 / 68
Instrument Date	Feb 21, 2020
Instrument	3111
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WILLOW ST, SIDNEY, NY 13838-1219

Mortgage

Document Number	2233/218
Date	May 18, 2020
Book Page	2233/218
Instrument	3112

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 25 Siver St was $3,839, up 1.5% from the year before.

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Sidney Town
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,839.00 (+1.53%)
2025	$3,781.00	$66,990 Land $10,400 Building $56,590	$133,980 Land $20,800 Building $113,180
2023		$66,990 (-) Land $10,400 Building $56,590	$114,400 (+9.79%) Land $17,760 Building $96,640
2022		$66,990 Land $10,400 Building $56,590	$104,200 Land $16,177 Building $88,023
2021	$1,979.00 (-41.48%)
2020	$3,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Siver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Siver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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