25 Silva Ter, Oxford, CT 06478 Property Records

Oxford Town property record for 25 Silva Ter, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,586 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$206,900 (May 1987)
Tax Bill	$5,721 (2026)
Deeds & Mortgages	Apr 2026 Transfer Jul 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`P0280500`

Property Details

APN / Parcel Number

Primary APN	`P0280500`
Alternative APNs	`OXFO M:29 B:73 L:A-55` `OXFD M:29 B:73 L:A-55`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	3,734 sqft
Basement Area	1,540 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	P0280500
Street Address	25 SILVA TER
City	OXFORD
State	CT
Zip	06478-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	73
Legal Lot Number	A-55
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1018
Census Tract	346101

Owner

25 Silva Ter is owner-occupied and held in a trust since March 2026.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	25 SILVA TER, OXFORD, CT 06478-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 1987 · Amount on File
Deed Sale	May 12, 1987 · Amount on File
Last Transfer Date	Mar 16, 2026
Transfer Doc	000484-639
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD CT
Recording Date	Apr 7, 2026
Property Address	25 SILVA TER, OXFORD, CT 06478-1825
Document Number	000484-639
Book / Page	484 / 639
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SILVA TER, OXFORD, CT 06478-1825

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	25 SILVA TER, OXFORD, CT 06478-1825
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000467-476
Date	Jul 3, 2023
Book Page	467/476

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 25 Silva Ter was $5,721, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,721.00 (+2.69%)	$278,390 (-) Land $73,570 Building $204,820	$482,846 (+147.77%)
2025	$5,571.00	$278,390 Land $73,570 Building $204,820	$194,873 Land $51,499 Building $143,374
2024	$5,571.00 (+11.26%)
2023	$5,007.00	$204,300 Land $75,000 Building $129,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Silva Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Silva Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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