25 Shadow Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 25 Shadow Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,268 sqft · built 1962
Lot Size	0.205 acres (8,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Mar 2026)
Tax Bill	$10,633 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0B3 P:0000035`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0B3 P:0000035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	2,800 sqft
Basement Area	840 sqft
Unfinished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,934 sqft (0.205 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric
Heating Fuel	Gas

Location & Zoning

Street Address	25 SHADOW RD
City	MELROSE
State	MA
Zip	02176-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1003
Census Tract	336403

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 SHADOW RD, MELROSE, MA 02176-5109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	20261996035
Prior Transfer Date	Mar 6, 2026
Prior Transfer Doc	0001996035
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 17, 2026
Property Address	25 SHADOW RD, MELROSE, MA 02176-5109
Document Number	0001996035
Instrument Date	Mar 6, 2026
Instrument	1996035
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 SHADOW RD, MELROSE, MA 02176-5109

Mortgage

Document Number	0001996036
Date	Mar 17, 2026
Instrument	1996036

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Aug 1, 2022
Property Address	25 SHADOW RD, MELROSE, MA 02176-5109
Document Number	0001919806
Instrument Date	Aug 1, 2022
Instrument	1919806
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 SHADOW RD, MELROSE, MA 02176-5109

Mortgage

Document Number	0001919807
Date	Aug 1, 2022
Instrument	1919807

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Sep 1, 2029
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,633.00 (+12,121.84%)	$927,000 (+4.84%) Land $495,300 Building $431,700	$1,122,827 (+3.12%)
2025	$87.00 (-98.99%)	$884,200 (+1.54%) Land $468,500 Building $415,700	$1,088,890
2024	$8,647.00 (+3.38%)	$870,800 (+8.48%) Land $455,100 Building $415,700
2023	$8,364.00	$802,700 Land $441,700 Building $361,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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