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25 School St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 25 School St, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 997 sqft · built 1962
Lot Size0.691 acres (30,100 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Mar 2019)
Tax Bill$6,811 (2025)
Deeds & MortgagesNov 2022 Mortgage
Mar 2020 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNROWL M:0024 B:0123 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0024 B:0123 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area997 sqft Living Area
Gross Area2,042 sqft
Basement Area975 sqft
Unfinished Basement975 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,100 sqft (0.691 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address25 SCHOOL ST
CityROWLEY
StateMA
Zip01969-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block123
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1054
Census Tract270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0024 B:0123 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address25 SCHOOL ST, ROWLEY, MA 01969-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MERRIMACK VALLEY FCU
Mar 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TOTAL MORTGAGE SERVICES LLC
Mar 27, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ENVOY MORTGAGE LTD
Jul 19, 2018Quit Claim Deed, Transfer
Quitclaim
Jun 29, 2018Quit Claim Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2019 · Amount on Record
Deed SaleMar 27, 2019 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Book / Page37405 / 476
Transfer Doc36874-408
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address25 SCHOOL ST, ROWLEY, MA 01969-1402
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041289-563
DateNov 07, 2022
Book Page41289/563
Instrument20221107001800
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueDec 01, 2032

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address25 SCHOOL ST, ROWLEY, MA 01969-1402
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38332-154
DateMar 13, 2020
Book Page38332/154
Instrument20200313001700
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateMar 27, 2019
Property Address25 SCHOOL ST, ROWLEY, MA 01969-1402
Document Number37405-476
Book / Page37405 / 476
Instrument DateMar 27, 2019
Instrument20190327002840
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SCHOOL ST, ROWLEY, MA 01969-1402

Mortgage

Document Number190327002850
DateMar 27, 2019
Instrument190327002850
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateJul 19, 2018
Property Address25 SCHOOL ST, ROWLEY, MA 01969-1402
Document Number36874-408
Book / Page036874 / 000408
Instrument DateJul 03, 2018
Instrument1807193250
Transaction TypeTransfer
Record UpdatedAug 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SCHOOL ST ROWLEY MA 019691402, ROWLEY, MA 01969-1402

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateJun 29, 2018
Property Address25 SCHOOL ST, ROWLEY, MA 01969-1402
Document Number36827-549
Book / Page036827 / 000549
Instrument DateJun 29, 2018
Instrument1806292390
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,504.80
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SCHOOL ST ROWLEY MA 019691402, ROWLEY, MA 01969-1402

Mortgage

Document Number36827-552
DateJun 29, 2018
Book Page036827/000552
Instrument1806292400
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,811.00 (+3.91%)$578,700 (+6.83%) Land $283,900 Building $294,800$492,005
2024$6,555.00 (+4.6%)$541,700 (+12.55%) Land $270,400 Building $271,300
2023$6,267.00$481,300 Land $235,100 Building $246,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 134 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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