25 School House Rd, Marble, NC 28905 Property Records

Cherokee County property record for 25 School House Rd, Marble, NC 28905

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 2001
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2025)
Tax Bill	$472 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553501070222000`

Property Details

APN / Parcel Number

Primary APN	`553501070222000`
Alternative APN	`770080089104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	168 ft deep x 94 ft wide
Porch	Open Porch
Porch Area	192 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	770080089104
Street Address	25 SCHOOL HOUSE RD
City	MARBLE
State	NC
Zip	28905
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	JAMES
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	1
Census Block	1082
Census Tract	930200

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 83, MC CAYSVILLE, GA 30555-0083
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Deed Document Number	3481
Deed Book / Page	1782 / 636
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 25, 2025
Property Address	25 SCHOOL HOUSE RD, MARBLE, NC 28905
Document Number	001782/636
Book / Page	1782 / 636
Instrument Date	Jul 25, 2025
Instrument	3481
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 462, MARBLE, NC 28905-0462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 83, MC CAYSVILLE, GA 30555-0083

Mortgage

Document Number	0001782639
Date	Jul 25, 2025
Instrument	1782/639

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	25 SCHOOL HOUSE RD, MARBLE, NC 28905
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001718/657
Date	Aug 11, 2022
Book Page	1718/657
Instrument	5250

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$472.00	$57,320 (-)	$57,320 (-) Land $2,310 Building $55,010
2023		$57,320	$57,320 Land $2,310 Building $55,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLE COMMUNITY WTR SYSTEM private · serves 999 people · EPA ID NC0120025
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber.

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