25 S Wulff St, Cary, IL 60013 Property Records

McHenry County property record for 25 S Wulff St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,114 sqft · built 1972
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$223,250 (Jan 2007)
Tax Bill	$9,247 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-176-010`

Property Details

APN / Parcel Number

Primary APN	`19-13-176-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	2,114 sqft
Basement Area	2,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	165 ft deep x 99 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	25 S WULFF ST
City	CARY
State	IL
Zip	60013-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2007R0005243 LT 11 BLK 1 SMITHS 2ND ADDN
Legal Subdivision	SMITHS 2ND ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1001
Census Tract	871600

Owner

25 S Wulff St is owned and occupied by an individual who bought it in January 2007.

Source: McHenry County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	25 S WULFF ST, CARY, IL 60013-2537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2007 · Amount on File
Deed Sale	Jan 23, 2007 · Amount on File
Prior Sale	Mar 28, 2005 · Amount on File
Deed Document Number	20075243
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Aug 3, 2026
Property Address	25 S WULFF ST, CARY, IL 60013-2537
Document Number	0000022181
Instrument Date	Jul 29, 2026
Instrument	202622181
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 S WULFF ST, CARY, IL 60013-2537

Mortgage

Document Number	0000022181,
Date	Aug 3, 2026
Instrument	202622181

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.43%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	25 S WULFF ST, CARY, IL 60013-2537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003452
Date	Jan 19, 2021
Instrument	2021R0003452

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	Jan 1, 2035

Interest

Rate	2.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	25 S WULFF ST, CARY, IL 60013-2537
Document Number	0000040988
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 S WULFF ST CARY IL 600132537, CARY, IL 60013-2537

Mortgage

Document Number	0000040988
Date	Nov 27, 2019
Instrument	40988

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2034

Interest

Rate	3%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,247.00	$117,814 Land $21,170 Building $96,644	$353,442 Land $63,510 Building $289,932
2022	Homeowner's exemption	$99,928 Land $18,394 Building $81,534	$299,784 Land $55,182 Building $244,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 S Wulff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 S Wulff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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