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25 Ryding Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 25 Ryding Ln, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 2025
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Sep 2026)
Tax Bill$999 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN07-11-31-7029-00330-0080

Property Details

APN / Parcel Number

Primary APN07-11-31-7029-00330-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Living Area
1st Floor Area1,552 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete Stucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address25 RYDING LN
CityPALM COAST
StateFL
Zip32164-6012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 29 BL 33 LT 8 OR 553 PG 1539 OR 592 PG 1684
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block33
Legal Lot Number8
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3014
Census Tract60214

Owner

25 Ryding Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Flagler County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address25 RYDING LN, PALM COAST, FL 32164-6012
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
COASTAL HOME LOANS
Nov 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2026 · Amount on File
Deed SaleSep 22, 2026 · Amount on File
Prior SaleJul 1, 2024 · Amount on File
Deed Document Number202638307
Deed Book / Page3088 / 756
Prior Transfer DateOct 6, 2020
Prior Transfer Doc0024981112
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateSep 22, 2026
Property Address25 RYDING LN, PALM COAST, FL 32164-6012
Document Number0000038307
Book / Page3088 / 756
Instrument DateSep 14, 2026
Instrument202638307
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 2, 2026
Title CompanyHB TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$208,565.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 RYDING LN, PALM COAST, FL 32164-6012

Mortgage

Document Number0000038308,
DateSep 22, 2026
Instrument202638308
Lender
NameCOASTAL HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateNov 23, 2020
Property Address25 RYDING LN, PALM COAST, FL 32164-6012
Document Number0024981112
Book / Page002498 / 001112
Instrument DateOct 6, 2020
Instrument48746
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 RYDING LN PALM COAST FL 32164, PALM COAST, FL 32164

Tax Assessment & Valuation

The 2025 property tax bill for 25 Ryding Ln was $999.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$999.00$55,000 Land $55,000$55,000 Land $55,000
2023$549.00 (+1.1%)$43,000 (-3.37%) Land $43,000$43,000 (-3.37%) Land $43,000
2022$543.00$44,500 Land $44,500$44,500 Land $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Ryding Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Ryding Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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