25 Ruth Ave, Clifton, NJ 07014 Property Records

Passaic County and Clifton City property record for 25 Ruth Ave, Clifton, NJ 07014

Property Summary

Property Type	Single Family Home
Details	1,712 sqft · built 1950
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jun 2022)
Tax Bill	$11,621 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-00082-02-00010`

Property Details

APN / Parcel Number

Primary APN	`02-00082-02-00010`
Alternative APNs	`0200082000200010` `0200082200010`

Interior

Stories	1 Story
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0200082200010
Street Address	25 RUTH AVE
City	CLIFTON
State	NJ
Zip	07014-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Block	82.2
Legal Lot Number	10
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	4
Census Block	4004
Census Tract	124402

Owner

25 Ruth Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 RUTH AVE, CLIFTON, NJ 07014-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 23, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Nov 13, 2015 · Amount on File
Deed Document Number	202229934
Deed Book / Page	4325 / 225
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 8, 2022
Property Address	25 RUTH AVE, CLIFTON, NJ 07014-1818
Document Number	0000029934
Book / Page	D4325 / 225
Instrument Date	Mar 25, 2022
Instrument	2022029934
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 BRADFORD ST # ST1R, 96, BROOKLYN, NY 11207-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RUTH AVE, CLIFTON, NJ 07014-1818

Mortgage

Document Number	0000029935
Date	Jun 8, 2022
Instrument	2022029935

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 23, 2018
Property Address	25 RUTH AVE, CLIFTON, NJ 07014-1818
Document Number	0000038413
Book / Page	003385 / 000204
Instrument Date	Jul 20, 2018
Instrument	38413
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 RUTH AVE CLIFTON NJ 070141818, CLIFTON, NJ 07014-1818

Tax Assessment & Valuation

The 2025 property tax bill for 25 Ruth Ave was $11,621, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,600 (-) Land $86,700 Building $102,900	$189,600 (-) Land $86,700 Building $102,900
2025	$11,621.00 (+3.25%)	$189,600 Land $86,700 Building $102,900	$189,600 Land $86,700 Building $102,900
2024	$11,255.00
2023		$189,600 Land $86,700 Building $102,900	$189,600 Land $86,700 Building $102,900
2022	$10,609.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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