Buncombe County property record for 25 Ruff Rd, Leicester, NC 28748
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 732 sqft · built 1967 |
| Lot Size | 8.16 acres (355,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,500 (Dec 2020) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3007615-2020-20 |
| Primary APN | 3007615-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 732 sqft Living Area |
| Gross Area | 1,464 sqft |
| 1st Floor Area | 732 sqft |
| Basement Area | 732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 355,450 sqft (8.16 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 152 sqft |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 3007615-2020-20 |
|---|---|
| Street Address | 25 RUFF RD |
| City | LEICESTER |
| State | NC |
| Zip | 28748-0620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: CATHIE FITZJOHN LOT: TR A PLAT: 0141-0048 |
| Legal Subdivision | CATHIE FITZJOHN |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | TR A |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LEICESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2609 |
Source: Buncombe County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 RUFF RD, LEICESTER, NC 28748-0620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Dec 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on Record |
| Deed Sale | Dec 10, 2020 · Amount on Record |
| Prior Sale | Jun 18, 2014 · Amount on Record |
| Deed Book / Page | 5991 / 554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 25 ROUGH RD, LEICESTER, NC 28748-5165 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0062681357 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 6268/1357 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 14, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 10, 2020 |
| Property Address | 25 ROUGH RD, LEICESTER, NC 28748-5165 |
| Document Number | 0059910554 |
| Book / Page | 5991 / 554 |
| Map Reference | MB 141 PG 48 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 ROSE HILL RD, 274, ASHEVILLE, NC 28803-8541 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 ROUGH RD, LEICESTER, NC 28748-5165 |
| Document Number | 5991559 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 5991/559 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,412.00 (+4.36%) | $205,700 (-) Land $77,200 Building $128,500 | $205,700 (-) Land $77,200 Building $128,500 |
| 2024 | $1,353.00 (+3.13%) | ||
| 2023 | $1,312.00 | $205,700 | $205,700 (-) Land $92,200 Building $113,500 |
| 2021 | $205,700 Land $77,200 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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