25 Ruby Ben Ln, Clyde, NC 28721 Property Records

Haywood County property record for 25 Ruby Ben Ln, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1958
Square Footage	1,140 sqft Heated Area
Lot Size	35,719 sqft (0.82 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2006)
Tax Bill	$344.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8637-24-4697`
Alternative APN	`182528`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,140 sqft Heated Area
Gross Area	1,689 sqft Gross Area
1st Floor	1,140 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Material	Asphalt Roof
Lot Area	35,719 sqft (0.82 acres)
Garage Area	399 sqft Garage

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	182528
Street Address	25 RUBY BEN LN
City	CLYDE
State	NC
Zip	28721-8256
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	25 RUBY BEN LN
Legal Subdivision	R H TERREL
Jurisdiction	HAYWOOD NC
Minor Civil Division	CLYDE
Census Blockgroup	1
Census Block	1049
Census Tract	920501

Owner

Source: Haywood County records · APN 8637-24-4697

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 RUBY BEN LN, CLYDE, NC 28721-8256
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2006 · Amount on Record
Deed Sale	Aug 18, 2006 · Amount on Record
Deed Doc Number	2006647996
Deed Book / Page	678 / 647
Record Refreshed	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	25 RUBY BEN LN, CLYDE, NC 28721-8256
Transaction Type	Mortgage
Record Updated	Nov 09, 2022
Title Company	FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010742173
Date	Oct 31, 2022
Book Page	1074/2173
Instrument	2022011344

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,000 (-) Land $22,400 Building $30,600
2025	$344.00	$53,000 (-61.03%) Land $22,400 Building $30,600	$53,000 (-61.03%) Land $22,400 Building $30,600
2023		$136,000 Land $22,400 Building $113,600	$136,000 (-) Land $22,400 Building $113,600
2021			$136,000 Land $22,400 Building $113,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 65% of North Carolina
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.