25 Ronald Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 25 Ronald Pl, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1959
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Aug 2024)
Tax Bill	$5,955 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-2-38`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-2-38`
Alternative APNs	`308901501400020380000000` `01501400020380000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	848 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400020380000000
Street Address	25 RONALD PL
City	SCHENECTADY
State	NY
Zip	12303-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 25
Legal Subdivision	RONALD PLACE
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2009
Census Tract	14606

Owner

25 Ronald Pl is owned by two individuals who bought it in August 2024.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 E HIGHLAND DR, ALBANY, NY 12203-3503
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Aug 27, 2013 · Amount on File
Deed Document Number	202412684
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	25 RONALD PL, SCHENECTADY, NY 12303-4914
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BIRDS HILL RD, AVERILL PARK, NY 12018-4702

Mortgage

Document Number	0000009080
Date	Sep 23, 2021
Instrument	R2021-29080

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	25 RONALD PL, SCHENECTADY, NY 12303-4914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATL TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027668
Date	Dec 13, 2018
Instrument	R2018-27668

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	RIVERSIDE, RI 02915

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 25 Ronald Pl was $5,955, up 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,955.00 (+0.15%)
2025	$5,946.00	$204,000 Land $41,000 Building $163,000	$272,000 Land $54,667 Building $217,333
2023		$204,000 (-) Land $41,000 Building $163,000	$240,000 (+7.06%) Land $48,235 Building $191,765
2022		$204,000 Land $41,000 Building $163,000	$224,176 Land $45,055 Building $179,121
2021	$4,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Ronald Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Ronald Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

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