25 Rock Wind Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 25 Rock Wind Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,145 sqft · built 2002
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Mar 2017)
Tax Bill	$6,599 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021700017`

Property Details

APN / Parcel Number

Primary APN	`T021700017`
Alternative APN	`2-113B-8816-00-0161.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,145 sqft Living Area
Gross Area	6,003 sqft
1st Floor Area	2,645 sqft
Basement Area	2,619 sqft
Finished Basement	1,500 sqft
Unfinished Basement	1,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	739 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700017
Street Address	25 ROCK WIND CT
City	O FALLON
State	MO
Zip	63368-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIND HILL VLG LOT 161
Legal Subdivision	WIND HILL VLG
Legal Lot Number	161
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3017
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 ROCK WIND CT, O FALLON, MO 63368-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Mar 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Apr 23, 2004 · Amount on Record
Deed Document Number	2017126470
Deed Book / Page	6706 / 166
Prior Transfer Date	Feb 24, 2017
Prior Transfer Doc	0067060166
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	25 ROCK WIND CT, O FALLON, MO 63368-4137
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ROCK WIND CT, O FALLON, MO 63368-4137

Mortgage

Document Number	2021R072656
Date	Aug 30, 2021
Instrument	2021R-072656

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	25 ROCK WIND CT, O FALLON, MO 63368-4137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073700862
Date	Aug 13, 2020
Book Page	7370/862
Instrument	20200813000579360

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 1, 2017
Property Address	25 ROCK WIND CT, O FALLON, MO 63368-4137
Document Number	0067060166
Book / Page	6706 / 0166
Map Reference	MB 38 PG 116
Instrument Date	Feb 24, 2017
Instrument	20170301000126470
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ROCK WIND CT, O FALLON, MO 63368-4137

Mortgage

Document Number	20170301000126480
Date	Mar 1, 2017
Instrument	20170301000126480

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,147 (-)	$558,668 (-) Land $76,153 Building $482,515
2025	$6,599.00 (+6.44%)	$106,147 (+9.64%)	$558,668 (+9.64%) Land $76,153 Building $482,515
2024	$6,200.00
2023		$96,813
2022			$509,542 Land $66,000 Building $443,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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