Middlesex County and Ayer Town property record for 25 Robbins Rd, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,430 sqft · built 1998 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Mar 2019) |
| Tax Bill | $7,620 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:037 B:0000 L:0069 |
| Primary APN | AYER M:037 B:0000 L:0069 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 25 ROBBINS RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 69 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL |
| Aug 26, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| May 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 29, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | Mar 13, 1998 · Amount on Record |
| Deed Document Number | 201939346 |
| Deed Book / Page | 72398 / 7 |
| Last Transfer Date | May 14, 2020 |
| Transfer Doc | 74714-534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 26, 2026 |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 0000107904 |
| Book / Page | 86059 / 214 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026107904 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 0000107904, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 86059/214 |
| Instrument | 2026107904 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 16, 2026 |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 0085481-28 |
| Book / Page | 85481 / 28 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202642758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 0000042758, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 85481/28 |
| Instrument | 202642758 |
| Name | WATERMARK CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084535-577 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 84535/577 |
| Instrument | 102344 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 080977-364 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 80977/364 |
| Instrument | 171969 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73483-474 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 73483/474 |
| Instrument | 161045 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75865-510 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 75865/510 |
| Instrument | 184893 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | May 20, 2020 |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 74714-534 |
| Book / Page | 74714 / 534 |
| Instrument Date | May 14, 2020 |
| Instrument | 76567 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 74714-536 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 74714/536 |
| Instrument | 76568 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Mar 29, 2019 |
| Property Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 72398-7 |
| Book / Page | 72398 / 7 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 39346 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 ROBBINS RD, AYER, MA 01432-1772 |
| Document Number | 39347 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 39347 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2029 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,620.00 (+11.83%) | $637,100 (+16.13%) Land $174,000 Building $463,100 | $661,200 (-3.64%) |
| 2024 | $686,185 | ||
| 2023 | $6,814.00 | $548,600 Land $163,600 Building $385,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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