25 Rivercrest Pt, Vincent, AL 35178 Property Records

St. Clair County property record for 25 Rivercrest Pt, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,693 sqft · built 2023
Lot Size	0.76 acres (33,064 sqft)
Owner	2 Individual Names on File
Last Sale	$219,400 (Jun 2023)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	May 2022 Construction Loan Nov 2021 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`31-05-22-0-001-015.000`

Property Details

APN / Parcel Number

Primary APN	`31-05-22-0-001-015.000`
Alternative APNs	`00531614` `531614` `35976`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,693 sqft Living Area
1st Floor Area	2,826 sqft
Upper Floors Area	1,734 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,064 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00531614
Street Address	25 RIVERCREST PT
City	VINCENT
State	AL
Zip	35178-9232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 WHITTENWOOD SD B-38 22-18-3 SLIDE A-23-4
Legal Range	03E
Legal Township	18S
Legal Section	22
Legal Subdivision	WHITTENWOOD S/D
Legal Lot Number	35
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

25 Rivercrest Pt is owned by two individuals who bought it in June 2023.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16599 US HIGHWAY 411, ODENVILLE, AL 35120-7934
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Nov 10, 2021	Correction Deed
Nov 10, 2021	Survivorship Deed, Transfer
Dec 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Book / Page	2023 / 6488
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0000015279
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	25 RIVERCREST PT, VINCENT, AL 35178-9232
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028834
Date	May 23, 2022
Book Page	MTG 2022/28834

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 10, 2021
Property Address	25 RIVERCREST PT, VINCENT, AL 35178-9232
Document Number	0000015279
Book / Page	DEED 2021 / 15279
Map Reference	MB 1962 PG 38-B
Instrument Date	Nov 8, 2021
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8409 LEWIS AVE, LEEDS, AL 35094-1686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIVERCREST PT, VINCENT, AL 35178-9232

November 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 10, 2021
Property Address	25 RIVERCREST PT, VINCENT, AL 35178-9232
Document Number	0000015281
Book / Page	DEED 2021 / 15281
Map Reference	MB 1962 PG 38-B
Instrument Date	Nov 4, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 VISTA DR, ODENVILLE, AL 35120-8113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 RIVERCREST PT, VINCENT, AL 35178-9232

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 17, 2020
Property Address	25 RIVERCREST PT, VINCENT, AL 35178-9232
Document Number	0000015054
Instrument Date	Dec 15, 2020
Instrument	15054
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10093 US HIGHWAY 411 ODENVILLE AL 351205135, ODENVILLE, AL 35120-5135

Tax Assessment & Valuation

The 2025 property tax bill for 25 Rivercrest Pt was $2,244.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,244.00	$62,340	$623,290 Land $171,500 Building $451,790
2023		$34,300 (+9.94%) Land $34,300	$171,500 (+9.94%) Land $171,500
2022	$1,123.00	$31,200 Land $31,200	$156,000 Land $156,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Rivercrest Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Rivercrest Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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