25 River Ridge Ln, Wilton, CT 06897 Property Records

Wilton Town property record for 25 River Ridge Ln, Wilton, CT 06897

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,887 sqft · built 2014
Owner	2 Individual Names on File
Last Sale	$1,075,561 (Sep 2014)
Tax Bill	$19,860 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74465`

Property Details

APN / Parcel Number

Primary APN	`74465`
Alternative APN	`WILT M:0086 B:059 L:00 U:25`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,887 sqft Living Area
Gross Area	5,535 sqft
1st Floor Area	1,418 sqft
Basement Area	1,418 sqft
Unfinished Basement	466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	74465
Street Address	25 RIVER RIDGE LN
City	WILTON
State	CT
Zip	06897-4123
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DRD
Legal Block	59
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2004
Census Tract	45200

Owner

25 River Ridge Ln, a condominium, is owned and occupied by two individuals who acquired it in January 2026.

Source: Wilton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 RIVER RIDGE LN, WILTON, CT 06897-4123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 14, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2021	Deed of Trust, Mortgage · ARM CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2014 · Amount on File
Deed Sale	Sep 8, 2014 · Amount on File
Deed Book / Page	2393 / 241
Last Transfer Date	Jan 6, 2026
Transfer Doc	0002588-89
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Recording Date	May 4, 2026
Property Address	25 RIVER RIDGE LN, WILTON, CT 06897-4123
Document Number	2591000370
Book / Page	2591 / 370
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIVER RIDGE LN, WILTON, CT 06897-4123

Mortgage

Document Number	002591-370,
Date	May 4, 2026
Book Page	2591/370

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILTON CT
Recording Date	Jan 14, 2026
Property Address	25 RIVER RIDGE LN, WILTON, CT 06897-4123
Document Number	0002588-89
Book / Page	2588 / 89
Instrument Date	Jan 6, 2026
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	25 RIVER RIDGE LN, WILTON, CT 06897-4123
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2543-384
Date	Nov 1, 2021
Book Page	2543/384

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Dec 1, 2031
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 25 River Ridge Ln was $19,860.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,860.00	$813,610 Building $813,610	$569,527 Building $569,527
2024	$19,860.00 (+1.22%)
2023	$19,620.00 (+3.65%)	$670,530 (-) Building $670,530
2022	$18,929.00	$670,530 Building $670,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 River Ridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 River Ridge Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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