25 River Rd, Sparta, MI 49345 Property Records

Kent County property record for 25 River Rd, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1940
Lot Size	0.306 acres (13,329 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Mar 2021)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-451-014`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-451-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,880 sqft Living Area
1st Floor Area	1,269 sqft
Basement Area	1,269 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	115 ft deep x 116 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	25 RIVER RD
City	SPARTA
State	MI
Zip	49345-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Description	W 115 FT OF N 116 FT OF S 253 FT OF SE 1/4 * SEC 14 T9N R12W 0.28 A.
Legal Range	12W
Legal Township	09N
Legal Section	14
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1009
Census Tract	10402

Owner

Source: Kent County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1940 TURNER AVE NW, B, GRAND RAPIDS, MI 49504-2045
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan HIGHPOINT COMMUNITY BANK
Aug 4, 2021	Quit Claim Deed, Transfer · Line of Credit HIGHPOINT COMMUNITY BANK
Mar 16, 2021	Warranty Deed, Transfer IRONGATE TITLE AGENCY LLC, IRONGATE TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Apr 14, 2004 · Amount on Record
Deed Document Number	202130676
Last Transfer Date	Aug 2, 2021
Transfer Doc	0000087156
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	25 RIVER RD, SPARTA, MI 49345-1184
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078963
Date	Dec 5, 2025
Instrument	20251205-0078963

Lender

Name	HIGHPOINT COMMUNITY BANK
Type	Bank
Address	HASTINGS, MI 49058

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Aug 4, 2021
Property Address	25 RIVER RD, SPARTA, MI 49345-1184
Document Number	0000087156
Instrument Date	Aug 2, 2021
Instrument	20210804-0087156
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10200 PINE ISLAND DR, 10200, SPARTA, MI 49345-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10200 PINE ISLAND DR, SPARTA, MI 49345-9332

Mortgage

Document Number	0000087157
Date	Aug 4, 2021
Instrument	20210804-0087157

Lender

Name	HIGHPOINT COMMUNITY BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 16, 2021
Property Address	25 RIVER RD, SPARTA, MI 49345-1184
Document Number	0000030676
Instrument Date	Mar 12, 2021
Instrument	30676
Transaction Type	Transfer
Record Updated	May 6, 2021
Title Company	IRONGATE TITLE AGENCY LLC, IRONGATE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10200 PINE ISLAND DR SPARTA MI 493459332, SPARTA, MI 49345-9332
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00 (+3.74%)	$119,900 (+18.83%)	$239,800 (+18.83%)
2024	$4,199.00 (+48.53%)
2023		$100,900	$201,800
2019	$2,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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