Campbell County property record for 25 River Rd, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,452 sqft · built 1913 |
| Lot Size | 0.117 acres (5,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Jul 2005) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-14-577.00 |
| Primary APN | 999-99-14-577.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1913 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,130 sqft (0.117 acres) |
| Lot Dimensions | 171 ft deep x 30 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999914577.00 |
|---|---|
| Street Address | 25 RIVER RD |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 C J HELMS SUBD 30 X 171 |
| Legal Subdivision | HELM ESTATE |
| Legal Lot Number | 37 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 52800 |
25 River Rd is owned and occupied by an individual who acquired it in June 2019.
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 25 RIVER RD, FORT THOMAS, KY 41075-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2005 · Amount on File |
| Deed Sale | Jul 22, 2005 · Amount on File |
| Prior Sale | Jul 22, 2005 · Amount on File |
| Deed Document Number | 0001900119 |
| Last Transfer Date | Jun 21, 2019 |
| Transfer Doc | 0005093134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 25 RIVER RD, FORT THOMAS, KY 41075-2317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005141008 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | M2310/1 |
| Instrument | 5141008 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 21, 2019 |
| Property Address | 25 RIVER RD, FORT THOMAS, KY 41075-2317 |
| Document Number | 0005093134 |
| Book / Page | D803 / 895 |
| Map Reference | CAB C SL 457B |
| Instrument Date | Jun 19, 2019 |
| Instrument | 5093134 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1042 RANSDELL RD, 1042, TURNERS STATION, KY 40075-7229 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 25 RIVER RD, FORT THOMAS, KY 41075-2317 |
| Document Number | 0005093135 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 5093135 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 25 River Rd was $805.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 | $218,400 Land $25,000 Building $193,400 | $218,400 Land $25,000 Building $193,400 |
| 2023 | $862.00 (-2.49%) | $218,400 (-) Land $25,000 Building $193,400 | $218,400 (-) Land $25,000 Building $193,400 |
| 2022 | $884.00 | $218,400 Land $25,000 Building $193,400 | $218,400 Land $25,000 Building $193,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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