25 River Dr, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 25 River Dr, Gales Ferry, CT 06335

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,778 sqft · built 1928
Lot Size	0.72 acres (31,363 sqft)
Owner	Trust Name on File
Last Sale	$340,000 (Jul 2008)
Tax Bill	$7,709 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`135140`

Property Details

APN / Parcel Number

Primary APN	`135140`
Alternative APNs	`LEDY M:48 B:2060 L:25` `M:0048 B:2060 L:00025`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	3,832 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	135140
Street Address	25 RIVER DR
City	GALES FERRY
State	CT
Zip	06335-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	2060
Legal Lot Number	25
Jurisdiction	LEDYARD CT
Township / Civil Division	LEDYARD
Census Block Group	2
Census Block	2006
Census Tract	701200

Owner

25 River Dr is owner-occupied and held in a trust since July 2008.

Source: Ledyard Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	25 RIVER DR, GALES FERRY, CT 06335-1120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Aug 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2008 · Amount on File
Deed Sale	Jul 30, 2008 · Amount on File
Deed Book / Page	457 / 36
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	25 RIVER DR, GALES FERRY, CT 06335-1120
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000630-147
Date	Feb 6, 2023
Book Page	630/147
Instrument	2023000182

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	25 RIVER DR, GALES FERRY, CT 06335-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	578-378
Date	Aug 7, 2019
Book Page	578/378
Instrument	2019001967

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 25 River Dr was $7,709, up 2% from the year before.

Source: Ledyard Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ledyard Town
Unified School District	Ledyard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,709.00 (+2.04%)	$299,047 (+47%) Land $114,147 Building $184,900	$332,892 (+133.77%)
2025	$7,555.00	$203,431 Land $122,301 Building $81,130	$142,402 Land $85,611 Building $56,791
2024	$7,555.00 (+7.45%)
2023	$7,031.00 (+2.19%)	$203,431 (-) Land $122,301 Building $81,130
2022	$6,880.00	$203,431 Land $122,301 Building $81,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEDYARD WPCA, GALES FERRY SYSTEM serves 2,369 people · EPA ID CT0727051
Water Source	Purchased surface water from GROTON UTILITIES
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Breezeline.

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