Anne Arundel County property record for 25 Ridge Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,512 sqft · built 1975 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Oct 2013) |
| Tax Bill | $5,244 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jul 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-240-02041500 |
| Primary APN | 01-240-02041500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 800 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 24002041500 |
|---|---|
| Street Address | 25 RIDGE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 11 PT LT 10 SC 7 EDGEWATER BEACH |
| Legal Subdivision | EDGEWATER BEACH |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 701101 |
25 Ridge Ave is owned and occupied by two individuals who bought it in October 2013.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 RIDGE AVE, EDGEWATER, MD 21037-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR |
| Jul 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Feb 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2013 · Amount on File |
| Deed Sale | Oct 15, 2013 · Amount on File |
| Deed Book / Page | 26733 / 206 |
| Prior Transfer Date | Sep 30, 2013 |
| Prior Transfer Doc | 0267330211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 25 RIDGE AVE, EDGEWATER, MD 21037-1328 |
| Document Number | 0335300182 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25 RIDGE AVE EDGEWATER MD 210371328, EDGEWATER, MD 21037-1328 |
| Document Number | 0335300182 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 033530/000182 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 25 RIDGE AVE, EDGEWATER, MD 21037-1328 |
| Document Number | 0335300204 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0335300204 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 033530/000204 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 25 RIDGE AVE, EDGEWATER, MD 21037-1328 |
| Document Number | 0307250484 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 209 FRIENDSHIP RD FRIENDSHIP MD 207589741, FRIENDSHIP, MD 20758-9741 |
| Document Number | 0307250484 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 030725/000484 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 25 RIDGE AVE, EDGEWATER, MD 21037-1328 |
| Document Number | 0307250477 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25 RIDGE AVE EDGEWATER MD 210371328, EDGEWATER, MD 21037-1328 |
| Document Number | 0307250477 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 030725/000477 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 25 Ridge Ave was $5,244, up 2.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,700 (+2.52%) Land $248,500 Building $190,200 | $438,700 (-) Land $248,500 Building $190,200 | |
| 2025 | $5,244.00 (+2.24%) | $427,900 | $438,700 Land $248,500 Building $190,200 |
| 2024 | $5,129.00 (+15.62%) | ||
| 2023 | $4,436.00 | $406,300 Land $248,500 Building $157,800 | $406,300 Land $248,500 Building $157,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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