Middlesex County and Dracut Town property record for 25 Richardson Ave, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,472 sqft · built 2014 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Mar 2015) |
| Tax Bill | $6,246 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Dec 2022 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:10 L:60 |
| Primary APN | DRAC M:10 L:60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 878 sqft |
| Basement Area | 878 sqft |
| Unfinished Basement | 878 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,800 sqft (0.294 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 336506 |
|---|---|
| Street Address | 25 RICHARDSON AVE |
| City | DRACUT |
| State | MA |
| Zip | 01826-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 60 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 314101 |
25 Richardson Ave is owned and occupied by two individuals who bought it in March 2015.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Dec 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Jan 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Sep 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Jun 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Jun 1, 2020 | Deed of Trust, Mortgage · ARM JEANNE D ARC CU |
| Dec 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2015 · Amount on File |
| Deed Sale | Mar 2, 2015 · Amount on File |
| Prior Sale | Nov 26, 2013 · Amount on File |
| Deed Book / Page | 28860 / 263 |
| Transfer Doc | 028860-263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036226-26 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 36226/26 |
| Instrument | 52634 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037605-237 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 37605/237 |
| Instrument | 52512 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 038275-186 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 38275/186 |
| Instrument | 202400000784 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33351-174 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 33351/174 |
| Instrument | 39619 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34185-55 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 34185/55 |
| Instrument | 23242 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34185-34 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 34185/34 |
| Instrument | 23241 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Jun 1, 2027 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 25 RICHARDSON AVE, DRACUT, MA 01826-1011 |
| Document Number | 32670-243 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 25 RICHARDSON AVE DRACUT MA 018261011, DRACUT, MA 01826-1011 |
| Document Number | 32670-243 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 032670/000243 |
| Instrument | 56297 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 26, 2033 |
The 2026 property tax bill for 25 Richardson Ave was $6,246, up 5.6% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,246.00 (+5.56%) | $645,900 (+10.47%) Land $213,800 Building $432,100 | $472,720 (-) |
| 2025 | $5,917.00 (-1.97%) | $584,700 (+1.23%) Land $196,100 Building $388,600 | $472,720 (-5.35%) |
| 2024 | $6,036.00 (+3.69%) | $577,600 (+14.9%) Land $186,800 Building $390,800 | $499,415 |
| 2023 | $5,821.00 | $502,700 Land $162,400 Building $340,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Richardson Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Richardson Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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