Rockland County and Ramapo Town property record for 25 Renfrew Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,104 sqft · built 1966 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $920,000 (Nov 2025) |
| Tax Bill | $14,260 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392615 63.18-2-63 |
| Primary APN | 392615 63.18-2-63 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 2,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00408240000 |
|---|---|
| Street Address | 25 RENFREW RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-6905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10/19/78 |
| Legal Subdivision | DEXTER PARK |
| Legal Block | 2 |
| Legal Lot Number | 63.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 12504 |
Source: Rockland County and Ramapo Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Sep 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Nov 5, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Dec 4, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 8, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Prior Sale | Jul 8, 2022 · Amount on Record |
| Deed Document Number | 202534364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 16, 2026 |
| Property Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Document Number | 0000024621 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202624621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Document Number | 0000024621, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202624621 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 23, 2026 |
| Property Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Document Number | 0000033155 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202633155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Document Number | 0000033155, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202633155 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Nov 5, 2025 |
| Property Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Document Number | 0000034364 |
| Map Reference | BK66PG23-24MAP3107 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025-00034364 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | UNKNOWN, MAC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 RENFREW RD, CHESTNUT RIDGE, NY 10977-6905 |
| Name | Verified Name |
|---|---|
| Address | 25 RENFREW RD, CHESTNUT RIDGE, NY 10977-6905 |
| Document Number | 0000034365 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025-00034365 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000036228 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-00036228 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 27, 2048 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 8, 2022 |
| Property Address | 25 RENFREW RD, SPRING VALLEY, NY 10977-6905 |
| Document Number | 0000024901 |
| Map Reference | BK 66 PG 23 24 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-00024901 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 S MANSFIELD AVE, LOS ANGELES, CA 90036-3019 |
| Document Number | 0000024902 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022-00024902 |
| Name | FM HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Chestnut Ridge Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $14,260.00 | $56,523 (-) Land $16,800 Building $39,723 | $64,300 (-) |
| 2023 | $56,523 Land $16,800 Building $39,723 | $64,300 Land $19,112 Building $45,188 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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