25 Red Gap Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 25 Red Gap Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,646 sqft · built 2000
Lot Size	1.38 acres (60,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$891,000 (Jun 2026)
Tax Bill	$14,819 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 189 190`

Property Details

APN / Parcel Number

Primary APN	`MAP 189 190`
Alternative APN	`WILB M:9920 B:25 L:4049`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,646 sqft Living Area
Gross Area	7,559 sqft
1st Floor Area	1,842 sqft
Attic	Attic
Attic Area	784 sqft
Basement Area	1,842 sqft
Unfinished Basement	1,842 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,131 sqft (1.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 189 190
Street Address	25 RED GAP RD
City	WILBRAHAM
State	MA
Zip	01095-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Subdivision	RED GAP ESTATES
Legal Block	25
Legal Lot Number	4049
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	1
Census Block	1005
Census Tract	813602

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HUNTERS GREENE CIR, AGAWAM, MA 01001-3663
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer · ARM
May 11, 2022	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK
Apr 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Nov 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage 360 FCU
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit 360 FCU
Jul 16, 2018	Quit Claim Deed, Transfer MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	202628908
Deed Book / Page	26387 / 40
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jun 24, 2026
Property Address	25 RED GAP RD, WILBRAHAM, MA 01095-2362
Document Number	0000028908
Book / Page	26387 / 40
Instrument Date	Jun 10, 2026
Instrument	202628908
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 HUNTERS GREENE CIR, AGAWAM, MA 01001-3663

Mortgage

Date	Jun 24, 2026

Lender

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2038
Index	1-Year CMT
Margin	3
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	25 RED GAP RD, WILBRAHAM, MA 01095-2362
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024542-123
Date	May 11, 2022
Book Page	24542/123
Instrument	28791

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Apr 15, 2021
Property Address	25 RED GAP RD, WILBRAHAM, MA 01095-2362
Document Number	23826-289
Book / Page	23826 / 289
Instrument Date	Apr 15, 2021
Instrument	25556
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 W CEDAR PL, LOUISVILLE, CO 80027-1111

Mortgage

Document Number	25558
Date	Apr 15, 2021
Instrument	25558

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	25 RED GAP RD, WILBRAHAM, MA 01095-2362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22938-158
Date	Nov 5, 2019
Book Page	22938/158
Instrument	64935

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	25 RED GAP RD, WILBRAHAM, MA 01095-2362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23549-267
Date	Nov 23, 2020
Book Page	23549/267
Instrument	69282

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jul 16, 2018
Property Address	25 RED GAP RD, WILBRAHAM, MA 01095-2362
Document Number	22266-540
Book / Page	22266 / 540
Instrument	40751
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RED GAP RD, WILBRAHAM, MA 01095-2362

Mortgage

Document Number	222660542
Date	Jul 16, 2018
Instrument	22266/0542

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate	4%
Max Rate At Change	80.1%
Max Rate	3%

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,819.00 (+3.88%)	$849,200 (+6.44%) Land $132,000 Building $717,200	$840,732 (+5.49%)
2025	$14,265.00 (+1.46%)	$797,800 (+4.97%) Land $132,000 Building $665,800	$796,955 (+1.26%)
2024	$14,060.00 (+8.78%)	$760,000 (+9.95%) Land $132,000 Building $628,000	$787,075
2023	$12,925.00	$691,200 Land $132,000 Building $559,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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