25 Rain Lily Trl, Arden, NC 28704 Property Records

Buncombe County property record for 25 Rain Lily Trl, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 2,811 sqft · built 2022
Lot Size	2.65 acres (115,434 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Sep 2021)
Tax Bill	$11,304 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`9624-73-4839-00000`

Property Details

APN / Parcel Number

Primary APN	`9624-73-4839-00000`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,811 sqft Living Area
Gross Area	6,728 sqft
Basement Area	1,537 sqft
Finished Basement	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	115,434 sqft (2.65 acres)
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	25 RAIN LILY TRL
City	ARDEN
State	NC
Zip	28704-0680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 12/10/2007 DEE
Legal Description	DEED DATE: 12/10/2007 DEED: 4498-0522 SUBDIV: THE CLIFFS AT WALNUT COVE BLOCK: LOT: 10 SECTION: PLAT: 0110-0122
Legal Subdivision	THE CLIFFS AT WALNUT COVE
Legal Lot Number	10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1007
Census Tract	2304

Owner

25 Rain Lily Trl is owned by an individual who bought it in September 2021.

Source: Buncombe County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10401 N CAMELOT CIR, DAVIE, FL 33328-2211
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Construction Mortgage VAST BANK NA
Sep 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Dec 10, 2007 · Amount on File
Deed Document Number	0061271672
Deed Book / Page	6127 / 1672
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	25 RAIN LILY TRL, ARDEN, NC 28704-0680
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 N CAMELOT CIR, DAVIE, FL 33328-2211

Mortgage

Document Number	0062300635
Date	Jun 16, 2022
Book Page	6230/635

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 30, 2021
Property Address	25 RAIN LILY TRL, ARDEN, NC 28704-0680
Document Number	0061271672
Book / Page	6127 / 1672
Map Reference	MB 110 PG 122
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PAGE AVE APT 507, 507, ASHEVILLE, NC 28801-2388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 N CAMELOT CIR, DAVIE, FL 33328-2211

Tax Assessment & Valuation

The 2025 property tax bill for 25 Rain Lily Trl was $11,304.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,304.00	$1,753,800
2023	$2,380.00	$399,400	$399,400 Land $399,400
2021			$1,753,800 Land $399,400 Building $1,354,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Rain Lily Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Rain Lily Trl is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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