25 Providence St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 25 Providence St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,228 sqft · built 1880
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$183,000 (Feb 2020)
Tax Bill$4,083 (2026)
Deeds & MortgagesMay 2017 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN391-00037

Property Details

APN / Parcel Number

Primary APN391-00037
Alternative APN
  • CHIC M:0391 P:00037

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,228 sqft Living Area
Gross Area2,423 sqft
1st Floor Area757 sqft
Basement Area725 sqft
Unfinished Basement725 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number391-00037
Street Address25 PROVIDENCE ST
CityCHICOPEE
StateMA
Zip01020-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1002
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 PROVIDENCE ST, CHICOPEE, MA 01020-1126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2017Deed of Trust, Mortgage
POLISH NATIONAL CU
Feb 28, 2020Quit Claim Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleOct 17, 1997 · Amount on Record
Deed Document Number202011127
Deed Book / Page23107 / 104
Prior Transfer DateFeb 26, 2020
Prior Transfer Doc23107-104
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address25 PROVIDENCE ST, CHICOPEE, MA 01020-1126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21691-446
DateMay 23, 2017
Book Page21691/446
Instrument28219
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateFeb 28, 2020
Property Address25 PROVIDENCE ST, CHICOPEE, MA 01020-1126
Document Number23107-104
Book / Page23107 / 104
Instrument DateFeb 26, 2020
Instrument11127
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CHAMPLAIN AVE, INDIAN ORCHARD, MA 01151-1804

Mortgage

Document Number11128
DateFeb 28, 2020
Instrument11128
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,083.00 (+5.78%)$267,900 (+5.22%) Land $111,400 Building $156,500$284,345 (+12.27%)
2025$3,860.00 (+5.32%)$254,600 (+2.54%) Land $101,400 Building $153,200$253,270
2024$3,665.00 (+6.39%)$248,300 (+9.19%) Land $99,400 Building $148,900
2023$3,445.00$227,400 Land $90,400 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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