25 Providence Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 25 Providence Ln, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 2000
Square Footage	200 sqft Heated Area
Lot Size	12,632 sqft (0.289 acres)
Last Sale	$59,500 (2018)
Tax Bill	$344.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`459217005313000`
Alternative APN	`47334`

Interior

Building Area	200 sqft Heated Area
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wood Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,632 sqft (0.289 acres)
Depth X Width	145 ft x 211 ft Depth x Width

Exterior Amenities

Total Buildings	3 Total Buildings
Deck Area	40 sqft Deck
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	47334
Street Address	25 PROVIDENCE LN
City	MURPHY
State	NC
Zip	28906-5681
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	FR RAPER & GIBSON 1585/1038 DOT ROW 1612/213
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	3
Census Block	3011
Census Tract	930502

Owner

Source: Cherokee County records · APN 459217005313000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7934 W NC 10 HWY, VALE, NC 28168-9515
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Jul 14, 2020	Deed of Trust, Mortgage · Building or Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Apr 27, 2018	Trustee's Deed, Foreclosure Result of a Foreclosure Auction
Apr 27, 2018	Warranty Deed, Transfer · Stand Alone First Mortgage VICKI CONKLIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Doc Number	01974
Deed Book / Page	01585 / 1042
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	25 PROVIDENCE LN, MURPHY, NC 28906-5681
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7934 W NC 10 HWY, VALE, NC 28168-9515

Mortgage

Document Number	001722/615
Date	Oct 11, 2022
Book Page	1722/615
Instrument	6532

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 06, 2023

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	25 PROVIDENCE LN, MURPHY, NC 28906-5681
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001649/409
Date	Jul 14, 2020
Book Page	1649/409
Instrument	3534

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 09, 2021

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 27, 2018
Property Address	25 PROVIDENCE LN, MURPHY, NC 28906-5681
Document Number	01585/1038
Book / Page	01585 / 1038
Instrument Date	Apr 17, 2018
Instrument	01972
Transaction Type	Foreclosure
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$134.00
Amount Accuracy	Full Amount Stated
Additional	Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 27, 2018
Property Address	25 PROVIDENCE LN, MURPHY, NC 28906-5681
Document Number	01585/1042
Book / Page	01585 / 1042
Instrument Date	Apr 17, 2018
Instrument	01974
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 CONLEY DR, 700, CANTON, GA 30115-2976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7934 W NC 10 HWY, VALE, NC 28168-9515

Mortgage

Document Number	0000001975
Date	Apr 27, 2018
Instrument	01975

Lender

Name	VICKI CONKLIN
Type	Private Party

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 27, 2023

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$344.00	$48,520 (-)	$48,520 (-) Land $13,050 Building $35,470
2023		$48,520	$48,520 Land $13,050 Building $35,470

Flood & Wildfire

25 Providence Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 70th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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