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25 Prospect St, Salem, WV 26426 Property Records

Harrison County property record for 25 Prospect St, Salem, WV 26426

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 1902
Lot Size0.283 acres (12,327 sqft)
Owner2 Individual Names on File
Tax Bill$220 (2026)
Deeds & MortgagesDec 2017 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN19-2706-0038.0000

Property Details

APN / Parcel Number

Primary APN19-2706-0038.0000
Alternative APNs
  • 17-19-2706-0038.0000
  • 06176130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area2,200 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area12,327 sqft (0.283 acres)
Lot Dimensions92 ft deep x 141 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06176130
Street Address25 PROSPECT ST
CitySALEM
StateWV
Zip26426-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 LOT 11592 SQ FT SALEM
JurisdictionHARRISON WV
Township / Civil DivisionSOUTHWEST
Census Block Group2
Census Block2007
Census Tract31600

Owner

25 Prospect St is owned and occupied by two individuals.

Source: Harrison County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address25 PROSPECT ST, SALEM, WV 26426-1108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Dec 28, 2017Deed of Trust, Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON WV
Property Address25 PROSPECT ST, SALEM, WV 26426-1108
Document Number0000000782
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJun 15, 2018
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 PROSPECT ST SALEM WV 264261108, SALEM, WV 26426-1108

Mortgage

Document Number0000000782
DateJan 11, 2018
Book Page001373/000385
Instrument782
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, WA 20410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term1032 Months

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON WV
Property Address25 PROSPECT ST, SALEM, WV 26426-1108
Document Number0000000781
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 PROSPECT ST SALEM WV 264261108, SALEM, WV 26426-1108

Mortgage

Document Number0000000781
DateJan 11, 2018
Book Page001373/000369
Instrument781
Lender
NameFINANCE OF AMERICA REVERSE
Address8023 E 63RD PL # 700, TULSA, OK 74133-1240
Agreement
AmountAmount on Record
Term1032 Months

Tax Assessment & Valuation

The 2026 property tax bill for 25 Prospect St was $220 with a homeowner's exemption, down 2.7% from the year before.

Source: Harrison County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyHarrison County
MunicipalitySalem City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220.00 (-2.65%)$36,000 (-) Land $13,440 Building $22,560$60,000 (-) Land $22,400 Building $37,600
2025$226.00 Homeowner's exemption$36,000 Land $13,440 Building $22,560$60,000 Land $22,400 Building $37,600
2023$177.00 (+1.14%) Homeowner's exemption$32,580 (+0.93%) Land $13,440 Building $19,140$54,300 (+0.93%) Land $22,400 Building $31,900
2022$175.00 Homeowner's exemption$32,280 Land $13,320 Building $18,960$53,800 Land $22,200 Building $31,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Prospect St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1979–2008)
Claims Outside the SFHA9 of 15
Most Recent ClaimJul 2008 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALEM WATER BOARD
serves 1,630 people · EPA ID WV3301720
Water SourcePurchased surface water from CLARKSBURG WATER BOARD
Last State InspectionMar 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2018
Corrosion control
Apr 2017
Lead public education
Dec 2014
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Glo Fiber
Cable		2,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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