25 Prospect St, Nelliston, NY 13410 Property Records

Montgomery County and Palatine Town property record for 25 Prospect St, Nelliston, NY 13410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,622 sqft · built 1920
Lot Size	0.502 acres (21,874 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Aug 2021)
Tax Bill	$4,996 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`273401 46.10-3-4`

Property Details

APN / Parcel Number

Primary APN	`273401 46.10-3-4`
Alternative APNs	`340104601000030040000000` `0642`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,622 sqft Living Area
1st Floor Area	1,311 sqft
2nd Floor Area	1,311 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	21,874 sqft (0.502 acres)
Lot Dimensions	272 ft deep x 80.3 ft wide
Porch	Slab
Porch Area	215 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0642
Street Address	25 PROSPECT ST
City	NELLISTON
State	NY
Zip	13410-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2114
Census Tract	72300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nelliston Historic District listed 1980 · 56 contributing resources · NRIS 80002658

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County and Palatine Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 PROSPECT ST, NELLISTON, NY 13410-7714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202194343
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Aug 16, 2021
Property Address	25 PROSPECT ST, NELLISTON, NY 13410-7714
Document Number	4343
Instrument Date	Jul 19, 2021
Instrument	2021-94343
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5050 CEDARVALE RD, CAMILLUS, NY 13031-9744

Mortgage

Document Number	4344
Date	Aug 16, 2021
Instrument	2021-94344

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County and Palatine Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Palatine Town
Municipality	Nelliston Village
Unified School District	Fort Plain Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,996.00 (+222.74%)
2025	$1,548.00	$61,000 (-) Land $7,700 Building $53,300	$190,625 (+29.69%) Land $24,062 Building $166,563
2023		$61,000 Land $7,700 Building $53,300	$146,988 Land $18,554 Building $128,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT PLAIN (V) WATER WORKS serves 2,250 people · EPA ID NY2800139
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.57 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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