25 Prospect St, Middletown, CT 06457 Property Records

Middletown City property record for 25 Prospect St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1922
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Dec 1998)
Tax Bill	$5,810 (2024)
Deeds & Mortgages	Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:22 L:0381`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:22 L:0381`
Alternative APN	`R01407`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	728 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R01407
Street Address	25 PROSPECT ST
City	MIDDLETOWN
State	CT
Zip	06457-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXR
Legal Lot Number	381
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2008
Census Tract	541100

Owner

Source: Middletown City records · APN MTWN M:22 L:0381

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 PROSPECT ST, MIDDLETOWN, CT 06457-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 1998 · Amount on Record
Deed Sale	Dec 08, 1998 · Amount on Record
Prior Sale	Sep 20, 1995 · Amount on Record
Deed Book / Page	1183 / 57
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	25 PROSPECT ST, MIDDLETOWN, CT 06457-2621
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002008-488
Date	Jun 01, 2021
Book Page	2008/488
Instrument	3616540010

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,360 (-) Land $46,130 Building $103,230	$104,552 Land $32,291 Building $72,261
2024	$5,810.00 (+5.71%)	$149,360 (-) Land $46,130 Building $103,230
2023	$5,496.00 (+31.42%)	$149,360 (+57.14%) Land $46,130 Building $103,230
2022	$4,182.00	$95,050 Land $16,870 Building $78,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0830011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.