State of Hawaii and Hawaii County property record for 25 Pono St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,361 sqft · built 2010 |
| Lot Size | 0.123 acres (5,337 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,975 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-6-023-003 |
| Primary APN | 3-2-6-023-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,361 sqft Living Area |
| Gross Area | 2,529 sqft |
| 1st Floor Area | 1,391 sqft |
| Basement Area | 970 sqft |
| Finished Basement | 970 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,337 sqft (0.123 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Covered Porch |
|---|---|
| Porch Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 105 sqft |
| Street Address | 25 PONO ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1A |
| Legal Subdivision | WAINAKU CAMP II |
| Legal Lot Number | 70 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20202 |
25 Pono St is owned and occupied by an individual.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 PONO ST, HILO, HI 96720-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 25 PONO ST, HILO, HI 96720-9736 |
| Document Number | 0A67580496 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 PONO ST HILO HI 967209736, HILO, HI 96720-9736 |
| Document Number | 0A67580496 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | A67580496 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2048 |
The 2025 property tax bill for 25 Pono St was $1,975 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $537,700 (+3.01%) Land $77,900 Building $459,800 | $678,100 (+1.66%) Land $123,100 Building $555,000 | |
| 2025 | $1,975.00 | $522,000 (+3%) Land $77,900 Building $444,100 | $667,000 (+6.26%) Land $112,000 Building $555,000 |
| 2024 | $506,800 (+3.01%) Land $77,900 Building $428,900 | $627,700 (+7.08%) Land $101,700 Building $526,000 | |
| 2023 | $1,867.00 Homeowner's exemption | $492,000 Land $77,900 Building $414,100 | $586,200 Land $96,900 Building $489,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Pono St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Nov 2001 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Pono St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 89% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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