25 Poco Ln, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 25 Poco Ln, Walnut Creek, CA 94595

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,280 sqft · built 1955
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Jun 2020)
Tax Bill	$16,048 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-100-022-6`

Property Details

APN / Parcel Number

Primary APN	`188-100-022-6`
Alternative APN	`188-100-022`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,280 sqft Living Area
1st Floor Area	2,554 sqft
2nd Floor Area	726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 POCO LN
City	WALNUT CREEK
State	CA
Zip	94595-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	POR RO SAN RAMON
Legal Subdivision	SAN RAMON RHO
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	6
Census Block	6011
Census Tract	334200

Owner

Source: Contra Costa County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 POCO LN, WALNUT CREEK, CA 94595-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	2020115443
Prior Transfer Date	Jan 5, 2016
Prior Transfer Doc	0000008691
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2026
Property Address	25 POCO LN, WALNUT CREEK, CA 94595-2635
Document Number	0000099748
Instrument Date	Sep 21, 2026
Instrument	202699748
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 POCO LN, WALNUT CREEK, CA 94595-2635

Mortgage

Document Number	0000099748,
Date	Sep 23, 2026
Instrument	202699748

Lender

Name	FREMONT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 16, 2020
Property Address	25 POCO LN, WALNUT CREEK, CA 94595-2635
Document Number	0000115443
Instrument Date	Jun 9, 2020
Instrument	115443
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25 POCO LN WALNUT CREEK CA 945952635, WALNUT CREEK, CA 94595-2635

Mortgage

Document Number	115444
Date	Jun 16, 2020
Instrument	115444

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	25 POCO LN, WALNUT CREEK, CA 94595-2635
Document Number	0000115445
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	308 PREAKNESS CT WALNUT CREEK CA 945973686, WALNUT CREEK, CA 94597-3686

Mortgage

Document Number	0000115445
Date	Jun 16, 2020
Instrument	115445

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519-6613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,561,722 (+2%) Land $948,189 Building $613,533
2025	$16,048.00 (+3.28%) Disabled Person's exemption Veteran's exemption	$1,531,101 (+4.04%) Land $929,598 Building $601,503
2023	$15,538.00 (-8.17%) Disabled Person's exemption Veteran's exemption	$1,471,648 Land $893,501 Building $578,147
2022	$16,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	8 (1997–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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