25 Pine Tree Cir, Spofford, NH 03462 Property Records

Cheshire County and Chesterfield Town property record for 25 Pine Tree Cir, Spofford, NH 03462

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,223 sqft · built 1972
Lot Size1.11 acres (48,352 sqft)
Owner2 Company Names on Record
Last Sale$529,933 (Jul 2023)
Tax Bill$7,476 (2025)
Deeds & MortgagesNov 2021 Refinance
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNCHFD M:5-H B:C002

Property Details

APN / Parcel Number

Primary APNCHFD M:5-H B:C002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,223 sqft Living Area
Gross Area3,920 sqft
1st Floor Area1,744 sqft
Basement Area1,184 sqft
Unfinished Basement1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,352 sqft (1.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address25 PINE TREE CIR
CitySPOFFORD
StateNH
Zip03462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDE
Legal BlockC002
JurisdictionCHESTERFIELD TOWN NH
Township / Civil DivisionCHESTERFIELD
Census Block Group3
Census Block3008
Census Tract971500

Owner

Source: Cheshire County and Chesterfield Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address25 PINE TREE CIR, SPOFFORD, NH 03462
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SAVINGS BANK OF WALPOLE
Aug 2, 2022Deed of Trust, Mortgage · ARM
SAVINGS BANK OF WALPOLE
Jan 9, 2025Quit Claim Deed, Transfer
Quitclaim
Jul 7, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NEW ENGLAND FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2023 · Amount on Record
Deed SaleJul 7, 2023 · Amount on Record
Prior SaleAug 9, 2018 · Amount on Record
Deed Book / Page3251 / 516
Last Transfer DateJan 9, 2025
Transfer Doc003299-224
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD TOWN NH
Property Address25 PINE TREE CIR, SPOFFORD, NH 03462
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03189-1099
DateNov 15, 2021
Book Page3189/1099
Instrument2112485
Lender
NameSAVINGS BANK OF WALPOLE
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD TOWN NH
Property Address25 PINE TREE CIR, SPOFFORD, NH 03462
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003221-786
DateAug 2, 2022
Book Page3221/786
Instrument2207158
Lender
NameSAVINGS BANK OF WALPOLE
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateSep 1, 2027
IndexOther
Margin3

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTERFIELD TOWN NH
Recording DateJan 9, 2025
Property Address25 PINE TREE CIR, SPOFFORD, NH 03462
Document Number003299-224
Book / Page3299 / 224
Instrument DateJan 9, 2025
Instrument2500170
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 PINE TREE CIR, SPOFFORD, NH 03462

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD TOWN NH
Recording DateJul 7, 2023
Property Address25 PINE TREE CIR, SPOFFORD, NH 03462
Document Number003251-516
Book / Page3251 / 516
Instrument DateJun 7, 2023
Instrument2304558
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 GRANITE CREEK RD, COLCHESTER, VT 05446-5733

Mortgage

Document Number0002304559
DateJul 7, 2023
Instrument2304559
Lender
NameNEW ENGLAND FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Chesterfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionChesterfield Town
Elementary School DistrictChesterfield School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,476.00 (+6.97%)$345,300 (-) Land $96,000 Building $249,300
2024$6,989.00 (+36.48%)$345,300 (+30.94%) Land $96,000 Building $249,300
2022$5,121.00$263,700 Land $96,000 Building $167,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Fidium Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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