Hancock County and Bar Harbor Town property record for 25 Pine St, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 884 sqft · built 1949 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,408 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-070-000 |
| Primary APN | 106-070-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 884 sqft |
| Attic | Attic |
| Attic Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 106-070-000 |
|---|---|
| Street Address | 25 PINE ST |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 70 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 965900 |
Source: Hancock County and Bar Harbor Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 PINE ST, BAR HARBOR, ME 04609-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MAINE SAVINGS FEDERAL CREDIT UNION |
| Jun 22, 2020 | Deed of Trust, Mortgage · ARM MAINE SAVINGS FEDERAL CREDIT UNION |
| Nov 9, 2020 | Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 25 PINE ST, BAR HARBOR, ME 04609-1010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069460120 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 6946/120 |
| Instrument | 2019004288 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 25 PINE ST, BAR HARBOR, ME 04609-1010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070310162 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 7031/162 |
| Instrument | 2020027422 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Jul 1, 2030 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 25 PINE ST, BAR HARBOR, ME 04609-1010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070700359 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 7070/359 |
| Instrument | 2020037454 |
| Name | MAINE SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $5,408.00 (+15.68%) | $538,600 (-) Land $176,400 Building $362,200 |
| 2023 | $4,675.00 | $538,600 Land $176,400 Building $362,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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