25 Pine River Rd, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 25 Pine River Rd, Effingham, NH 03882

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1870
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EFFI M:00407 B:000001 L:000000`

Property Details

APN / Parcel Number

Primary APN	`EFFI M:00407 B:000001 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,142 sqft Living Area
Gross Area	1,666 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	25 PINE RIVER RD
City	EFFINGHAM
State	NH
Zip	03882-8236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA RU
Legal Block	1
Jurisdiction	EFFINGHAM TOWN NH
Township / Civil Division	EFFINGHAM
Census Block Group	2
Census Block	2031
Census Tract	955801

Owner

Source: Carroll County and Effingham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 PINE RIVER RD, EFFINGHAM, NH 03882-8236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	25 PINE RIVER RD, EFFINGHAM, NH 03882-8236
Document Number	0034960128
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 PINE RIVER RD EFFINGHAM NH 038828236, EFFINGHAM, NH 03882-8236

Mortgage

Document Number	0034960128
Date	Mar 25, 2020
Book Page	003496/000128
Instrument	975

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2045

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	25 PINE RIVER RD, EFFINGHAM, NH 03882-8236
Document Number	0033420101
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PINE RIVER RD EFFINGHAM NH 038828236, EFFINGHAM, NH 03882-8236

Mortgage

Document Number	0033420101
Date	Aug 4, 2017
Book Page	003342/000101
Instrument	8408

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2032

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Effingham Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,867.00 (+7.42%)	$251,400 (+92.2%) Land $95,200 Building $156,200
2024	$3,600.00 (+11.49%)	$130,800 (-) Land $55,300 Building $75,500	$260,775
2023	$3,229.00 (+4.74%)	$130,800 (-) Land $55,300 Building $75,500
2022	$3,083.00	$130,800 Land $55,300 Building $75,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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