McHenry County property record for 25 Pine Cir, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 1979 |
| Lot Size | 0.053 acres (2,332 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jan 2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-12-105-026 |
| Primary APN | 19-12-105-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,304 sqft |
| 1st Floor Area | 654 sqft |
| 2nd Floor Area | 650 sqft |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Frame Siding |
| Lot Area | 2,332 sqft (0.053 acres) |
| Lot Dimensions | 90 ft deep x 26 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 25 PINE CIR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 94R024792 LT 106 BRIGHT OAKS UNIT 3 PHASE 2 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 12 |
| Legal Subdivision | BRIGHT OAKS 03 PH 02 |
| Legal Phase | 2 |
| Legal Block | 105 |
| Legal Lot Number | 106 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 871304 |
Source: McHenry County records · APN 19-12-105-026
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 PINE CIR, CARY, IL 60013-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2024 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2024 · Amount on Record |
| Deed Sale | Jan 03, 2024 · Amount on Record |
| Prior Sale | Apr 15, 1994 · Amount on Record |
| Deed Document Number | 2024R0000179 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 03, 2024 |
| Property Address | 25 PINE CIR, CARY, IL 60013-1546 |
| Document Number | 0000000179 |
| Map Reference | DOC 752232 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2024R0000179 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 PINE CIR, CARY, IL 60013-1546 |
| Document Number | 0000000180 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 2024R0000180 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 25 PINE CIR, CARY, IL 60013-1546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015097 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020R0015097 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | 45546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $46,702 Land $10,431 Building $36,271 | $140,106 Land $31,293 Building $108,813 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2001–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 110 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARY serves 17,826 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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