25 Phillips Cir, Vincent, AL 35178 Property Records

Shelby County property record for 25 Phillips Cir, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,150 sqft · built 1975
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Nov 2020)
Tax Bill	$636 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075151002012000`

Property Details

APN / Parcel Number

Primary APN	`075151002012000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Heated Area
1st Floor Area	1,150 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	170 ft deep x 138 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25 PHILLIPS CIR
City	VINCENT
State	AL
Zip	35178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG E INT OF HWY81 & N R/W OF UNNAMED ST; TH N 138.3' TH NE 170' SLY 138.3' SWLY 170' TO POB
Legal Range	02E
Legal Township	19S
Legal Section	15
Jurisdiction	SHELBY AL
Township / Civil Division	VINCENT
Census Block Group	1
Census Block	1084
Census Tract	30102

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 PHILLIPS DR, VINCENT, AL 35178-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2020518200
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 12, 2020
Property Address	25 PHILLIPS DR, VINCENT, AL 35178-8124
Document Number	0000518200
Instrument Date	Nov 10, 2020
Instrument	20201112000518200
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24410 SAXSON CT, 24410, DAPHNE, AL 36526-8479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PHILLIPS DR, VINCENT, AL 35178-8124

Mortgage

Document Number	0000518210
Date	Nov 12, 2020
Instrument	20201112000518210

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 3, 2018
Property Address	25 PHILLIPS DR, VINCENT, AL 35178-8124
Document Number	0000353230
Instrument Date	Sep 28, 2018
Instrument	20181001000353230
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 214, COLUMBIANA, AL 35051-0214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PHILLIPS DR, VINCENT, AL 35178-8124

Mortgage

Document Number	0000353240
Date	Oct 3, 2018
Instrument	20181001000353240

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Vincent Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$636.00 (-8.62%) Homeowner's exemption
2025	$696.00 (+16.78%)	$14,220 (+9.38%)	$142,110 (+9.39%) Land $24,010 Building $118,100
2023	$596.00 Homeowner's exemption	$13,000	$129,910 Land $24,010 Building $105,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VINCENT, THE WWB OF THE serves 2,733 people · EPA ID AL0001168
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Coosa Valley Technologies.

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