25 Peppermint Dr, Sautee Nacoochee, GA 30571 Property Records

White County property record for 25 Peppermint Dr, Sautee Nacoochee, GA 30571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,016 sqft · built 1997
Lot Size	5.94 acres (258,746 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2015)
Tax Bill	$1,739 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085 002`

Property Details

APN / Parcel Number

Primary APN	`085 002`
Alternative APN	`71695`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,296 sqft
Upper Floors Area	720 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	258,746 sqft (5.94 acres)
Lot Width	400 ft Width
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	71695
Street Address	25 PEPPERMINT DR
City	SAUTEE NACOOCHEE
State	GA
Zip	30571-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL 84 LD 3
Legal Subdivision	LAWRENCE A OR ELWANDA S SMISER
Jurisdiction	WHITE GA
Township / Civil Division	HELEN
Census Block Group	1
Census Block	1109
Census Tract	950102

Owner

25 Peppermint Dr is owned and occupied by two individuals who bought it in October 2015.

Source: White County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 PEPPERMINT DR, SAUTEE NACOOCHEE, GA 30571-2802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage RIVER CITY BANK
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED COMMUNITY BANK
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Document Number	20152352
Deed Book / Page	1580 / 221
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	25 PEPPERMINT DR, SAUTEE NACOOCHEE, GA 30571-2802
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PEPPERMINT DR, SAUTEE NACOOCHEE, GA 30571-2802

Mortgage

Document Number	0018900000000484
Date	Apr 13, 2023
Book Page	0000001890/0000000484

Lender

Name	RIVER CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	25 PEPPERMINT DR, SAUTEE NACOOCHEE, GA 30571-2802
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PEPPERMINT DR, SAUTEE NACOOCHEE, GA 30571-2802

Mortgage

Document Number	0018750000000387
Date	Oct 27, 2022
Book Page	0000001875/0000000387

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	25 PEPPERMINT DR, SAUTEE NACOOCHEE, GA 30571-2802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016620602
Date	Dec 22, 2017
Book Page	1662/602

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	25 PEPPERMINT DR, SAUTEE NACOOCHEE, GA 30571-2802
Document Number	0017100569
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PEPPERMINT DR SAUTEE NACOOCHEE GA 305712802, SAUTEE NACOOCHEE, GA 30571-2802

Mortgage

Document Number	0017100569
Date	Apr 22, 2019
Book Page	001710/000569

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	CORNELIA, GA 30531

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 25 Peppermint Dr was $1,739 with a homeowner's exemption.

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,739.00
2025		$129,804 Land $28,892 Building $100,912	$324,510 Land $72,230 Building $252,280
2024	$2,159.00
2023		$112,376 (+12.95%) Land $28,892 Building $83,484	$280,940 (+12.95%) Land $72,230 Building $208,710
2022	$2,064.00 Additional exemption filed	$99,496 Land $27,372 Building $72,124	$248,740 Land $68,430 Building $180,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Peppermint Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 individual policies
Nearby Flood Policies	118 units insured incl. 50 condo units
Nearby Flood Claims	25 (2004–2022)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jan 2022
Claims by Event	Severe Storms And Tornadoes, Mar 2021 · 8 claims Hurricane Ivan, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Peppermint Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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